905 Two Gates Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 905 Two Gates Cir, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,128 sqft · built 2003
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$641,150 (Jun 2021)
Tax Bill	$8,183 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2021 Sale & Mortgage
APN	`0842001000210`

Property Details

APN / Parcel Number

Primary APN	`0842001000210`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,128 sqft Living Area
1st Floor Area	1,178 sqft
Upper Floors Area	1,178 sqft
Attic	Attic
Attic Area	184 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	469 ft deep x 279 ft wide
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	286 sqft
Deck Area	260 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	905 TWO GATES CIR
City	CHESAPEAKE
State	VA
Zip	23322-2784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1: RESID
Legal Description	LOT 21 VILLAGE FARMS
Legal Subdivision	VILLAGE FARMS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1102
Census Tract	21004

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 TWO GATES CIR, CHESAPEAKE, VA 23322-2784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Mar 27, 2003 · Amount on Record
Deed Document Number	202124745
Deed Book / Page	10380 / 1329
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	905 TWO GATES CIR, CHESAPEAKE, VA 23322-2784
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10590/1296
Date	Aug 12, 2022
Book Page	10590/1296
Instrument	220025748

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jul 1, 2062

Interest

Rate Type	Adjustable Rate
Rate	5.25%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 1, 2021
Property Address	905 TWO GATES CIR, CHESAPEAKE, VA 23322-2784
Document Number	10380/1329
Book / Page	10380 / 1329
Instrument Date	May 26, 2021
Instrument	210024745
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 TWO GATES CIR, CHESAPEAKE, VA 23322-2784

Mortgage

Document Number	0210024746
Date	Jun 1, 2021
Instrument	210024746

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$881,600 (+8.81%) Land $280,000 Building $601,600	$881,600 (+8.81%) Land $280,000 Building $601,600
2025	$8,183.00 (+51.42%)	$810,200 (+21.43%) Land $250,000 Building $560,200	$810,200 (+21.43%) Land $250,000 Building $560,200
2023		$667,200 (+2.46%) Land $195,000 Building $472,200	$667,200 (+2.46%) Land $195,000 Building $472,200
2022		$651,200 Land $180,000 Building $471,200	$651,200 Land $180,000 Building $471,200
2019	$5,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Two Gates Cir

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