905 Todd Dr, Covington, GA 30014 Property Records

Newton County property record for 905 Todd Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,912 sqft · built 1985
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$656,500 (Jul 2025)
Tax Bill	$6,834 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0082A-00000-027-000`

Property Details

APN / Parcel Number

Primary APN	`0082A-00000-027-000`
Alternative APNs	`0082A 027` `28741`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	4,912 sqft Heated Area
1st Floor Area	1,160 sqft
Basement Area	2,308 sqft
Finished Basement	2,308 sqft
Unfinished Basement	1,160 sqft
Utility Area	72 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	98,010 sqft (2.25 acres)
Garage Area	1,680 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	36 sqft
Deck Area	272 sqft
Patio Area	272 sqft
Bath House	798 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	28741
Street Address	905 TODD DR
City	COVINGTON
State	GA
Zip	30014-7021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.25AC LT 1C FAIRFIELD
Legal Subdivision	FAIRFIELD
Legal Lot Number	1C
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1010
Census Tract	100301

Owner

Source: Newton County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 TODD DR, COVINGTON, GA 30014-7021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · FHA Mortgage IMPERIAL LENDING
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Jul 28, 2025	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES
Apr 21, 2022	Limited Warranty Deed, Transfer
Apr 21, 2022	Warranty Deed, Transfer
Mar 21, 2018	Quit Claim Deed, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	20258240
Deed Book / Page	4748 / 476
Prior Transfer Date	Nov 16, 2017
Prior Transfer Doc	0036790191
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Sep 8, 2026
Property Address	905 TODD DR, COVINGTON, GA 30014-7021
Document Number	4863000836
Book / Page	4863 / 836
Instrument Date	Aug 24, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 TODD DR, COVINGTON, GA 30014-7021

Mortgage

Document Number	4863000836,
Date	Sep 8, 2026
Book Page	4863/836

Lender

Name	IMPERIAL LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	905 TODD DR, COVINGTON, GA 30014-7021
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 TODD DR, COVINGTON, GA 30014-7021

Mortgage

Document Number	0044320000000480
Date	Sep 6, 2022
Book Page	0000004432/0000000480
Instrument	015135

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 28, 2025
Property Address	905 TODD DR, COVINGTON, GA 30014-7021
Document Number	0047480476
Book / Page	4748 / 476
Instrument Date	Jul 25, 2025
Instrument	D2025-008240
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 TODD DR, COVINGTON, GA 30014-7021

Mortgage

Document Number	D2025008241
Date	Jul 28, 2025
Instrument	D2025-008241

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2055

April 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 21, 2022
Property Address	905 TODD DR, COVINGTON, GA 30014-7021
Document Number	0043950102
Book / Page	4395 / 102
Instrument Date	Apr 21, 2022
Instrument	2022-002962
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 COLONIAL TRL SW, LILBURN, GA 30047-7613

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 21, 2022
Property Address	905 TODD DR, COVINGTON, GA 30014-7021
Document Number	0043950100
Book / Page	4395 / 100
Instrument Date	Apr 21, 2022
Instrument	2022-002961
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 SATELLITE BLVD APT 822, 822, DULUTH, GA 30096-2339

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 21, 2018
Property Address	905 TODD DR, COVINGTON, GA 30014-7021
Document Number	0036790191
Book / Page	003679 / 000191
Instrument Date	Mar 8, 2018
Instrument	3402
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 TODD DR COVINGTON GA 300147021, COVINGTON, GA 30014-7021

Mortgage

Document Number	36790195
Date	Mar 21, 2018
Book Page	003679/000195
Instrument	3403

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,834.00 (+21.82%)	$274,640 (+12.5%) Land $16,000 Building $258,640	$686,600 (+12.5%) Land $40,000 Building $646,600
2023		$244,120 Land $12,000 Building $232,120	$610,300 Land $30,000 Building $580,300
2022	$5,610.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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