Cheboygan County property record for 905 Thomas Dr, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,984 sqft · built 1970 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Oct 2024) |
| Tax Bill | $2,511 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-019-100-041-00 |
| Primary APN | 092-019-100-041-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,984 sqft Building Perimeter |
| 1st Floor Area | 1,104 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 60,113 sqft (1.38 acres) |
| Garage Area | 560 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 905 THOMAS DR |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM W1/4 COR SEC 19, T37N,R1W; TH N 1D 7M 20S E ALG W SEC LI 894.37FT; TH S 88D 52M 30S E 392.11FT TO POB; TH S 88D 52M 30S E |
| Legal Range | 01W |
| Legal Township | 037 |
| Legal Section | 19 |
| Legal Subdivision | S2 NW4 S19T37NR1W |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 960500 |
905 Thomas Dr is owned and occupied by an individual who bought it in October 2024.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 THOMAS DR, CHEBOYGAN, MI 49721-9064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL |
| Jun 29, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2024 · Amount on File |
| Deed Sale | Oct 29, 2024 · Amount on File |
| Prior Sale | Aug 4, 2020 · Amount on File |
| Deed Book / Page | 1541 / 760 |
| Prior Transfer Date | Sep 12, 2012 |
| Prior Transfer Doc | 1213/835 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Aug 4, 2020 |
| Property Address | 905 THOMAS DR, CHEBOYGAN, MI 49721-9064 |
| Document Number | 1419/803 |
| Book / Page | 1419 / 803 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 357 NORTH ST, CHEBOYGAN, MI 49721-1827 |
| Document Number | 1419807 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 1419/807 |
| Name | AMERIFIRST FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jun 29, 2018 |
| Property Address | 905 THOMAS DR, CHEBOYGAN, MI 49721-9064 |
| Document Number | 1362/672 |
| Book / Page | 1362 / 672 |
| Instrument Date | Jan 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11292 FERRY RD, CHARLEVOIX, MI 49720-9255 |
The 2025 property tax bill for 905 Thomas Dr was $2,511 with a homeowner's exemption, up 51% from the year before.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Inverness Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,400 (+12.4%) | $244,800 (+12.4%) | |
| 2025 | $2,511.00 (+50.99%) Homeowner's exemption | $108,900 | $217,800 |
| 2024 | $1,663.00 | ||
| 2023 | $85,400 | $170,800 | |
| 2022 | $1,545.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 905 Thomas Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Presque Isle Connect Fiber | 1,000 / 1,000 |
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