Santa Clara County property record for 905 Susan Ct, Gilroy, CA 95020 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,683 sqft · built 1977 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,055,000 (Jun 2023) |
| Tax Bill | $13,516 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2021 Mortgage + 4 more |
| Flood Zone | Zone D (undetermined) |
| APN | 810-31-007 |
| Primary APN | 810-31-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,683 sqft Living Area |
| 1st Floor Area | 1,683 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Lot Area | 9,000 sqft (0.206 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 905 SUSAN CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-6812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 4995 LOT 72 |
| Legal Subdivision | MESA ROAD RANCH |
| Legal Tract | 4995 |
| Legal Lot Number | 72 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 512510 |
Source: Santa Clara County records · APN 810-31-007
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 905 SUSAN CT, GILROY, CA 95020-6812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU |
| Nov 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 02, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 30, 2018 | Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Nov 30, 2018 | Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Nov 30, 2018 | Grant Deed, Transfer · Conventional Mortgage PREMIER LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2023 · Amount on Record |
| Deed Sale | Jun 16, 2023 · Amount on Record |
| Prior Sale | Apr 02, 2019 · Amount on Record |
| Deed Document Number | 25489050 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 16, 2023 |
| Property Address | 905 SUSAN CT, GILROY, CA 95020-6812 |
| Document Number | 0025489050 |
| Map Reference | MB 341 PG 9-15 |
| Instrument Date | Jun 06, 2023 |
| Instrument | 25489050 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1450 BRIARBERRY LN, GILROY, CA 95020-8223 |
| Document Number | 0025489051 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 25489051 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jul 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.5% |
| Index | Other |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 905 SUSAN CT, GILROY, CA 95020-6812 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 905 SUSAN CT, GILROY, CA 95020-6812 |
| Document Number | 0025158687 |
|---|---|
| Date | Nov 09, 2021 |
| Instrument | 25158687 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 02, 2019 |
| Property Address | 905 SUSAN CT, GILROY, CA 95020-6812 |
| Document Number | 0024147797 |
| Map Reference | MB C-325 PG 338 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 24147797 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 905 SUSAN CT, GILROY, CA 95020-6812 |
| Document Number | 0024147798 |
|---|---|
| Date | Apr 02, 2019 |
| Instrument | 24147798 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 30, 2018 |
| Property Address | 905 SUSAN CT, GILROY, CA 95020-6812 |
| Document Number | 0024073893 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 24073893 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 905 SUSAN CT GILROY CA 950206812, GILROY, CA 95020-6812 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 30, 2018 |
| Property Address | 905 SUSAN CT, GILROY, CA 95020-6812 |
| Document Number | 0024073892 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 24073892 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 905 SUSAN CT GILROY CA 950206812, GILROY, CA 95020-6812 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 30, 2018 |
| Property Address | 905 SUSAN CT, GILROY, CA 95020-6812 |
| Document Number | 0024073894 |
| Map Reference | MB341 PG9-15 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 24073894 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | ORANGE COAST TITLE CO OF NOR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 905 SUSAN CT, GILROY, CA 95020-6812 |
| Document Number | 0024073895 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 24073895 |
| Name | PREMIER LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,516.00 (+39.7%) | $1,097,622 (+41.49%) Land $548,811 Building $548,811 |
| 2023 | $9,675.00 (+1.67%) Homeowner's exemption | $775,734 (+2%) Land $536,099 Building $239,635 |
| 2022 | $9,516.00 Homeowner's exemption | $760,525 Land $525,588 Building $234,937 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force 1 of 7 on primary residences |
| Nearby Flood Claims | 4 (1986–2023) |
| Most Recent Claim | Jan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Flood Events |
|
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | About 1 in 382 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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