905 Sunshine Rd, Royal, AR 71968 Property Records

Garland County property record for 905 Sunshine Rd, Royal, AR 71968

Property Summary

Property Type	Rural Home
Details	2.5 ba · 3,486 sqft · built 2007
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Company Names on Record
Last Sale	$1,124,000 (Feb 2019)
Tax Bill	$5,879 (2025)
Deeds & Mortgages	Jul 2026 Transfer May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-18996-000`

Property Details

APN / Parcel Number

Primary APN	`100-18996-000`
Alternative APNs	`944232.0` `95150`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,486 sqft Living Area
1st Floor Area	2,718 sqft
Upper Floors Area	768 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Mixed
Garage Area	1,152 sqft
Driveway	Asphalt Driveway
Driveway Area	960 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	1,827 sqft
Patio Area	432 sqft
Lean-To	600 sqft
Utility Building	1,728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	905 SUNSHINE RD
City	ROYAL
State	AR
Zip	71968-9814
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NE NW & PT NW NW SPLIT FROM 88867 FOR 2000
Legal Range	21W
Legal Township	03S
Legal Section	08
Legal Subdivision	08-3S-21
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	3
Census Block	3013
Census Tract	11102

Owner

Source: Garland County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 730, EMERSON, AR 71740
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FBN FINANCE LLC
Feb 28, 2019	Warranty Deed, Transfer · Line of Credit FARMERS BANK & TRUST
Jan 15, 2018	Loan Modification, Mortgage BEAR ST BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	Sep 14, 2005 · Amount on Record
Deed Book / Page	4026 / 956
Last Transfer Date	Jul 16, 2026
Transfer Doc	4896000855
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	Jul 22, 2026
Property Address	905 SUNSHINE RD, ROYAL, AR 71968-9814
Document Number	4896000855
Book / Page	4896 / 855
Instrument Date	Jul 16, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	905 SUNSHINE RD, ROYAL, AR 71968-9814
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042990956
Date	May 18, 2021
Book Page	4299/956

Lender

Name	FBN FINANCE LLC
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jul 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Feb 28, 2019
Property Address	905 SUNSHINE RD, ROYAL, AR 71968-9814
Document Number	0040260956
Book / Page	4026 / 0956
Instrument Date	Feb 26, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,709.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 HARMONY PARK201, 128, HOT SPRINGS NATIONAL PARK, AR 71913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 130, EMERSON, AR 71740-0130

Mortgage

Document Number	0004026959
Date	Feb 28, 2019
Instrument	4026/959

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	905 SUNSHINE RD, ROYAL, AR 71968-9814
Document Number	0039220350
Instrument Date	Jan 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1820 CENTRAL AVE #B HOT SPRINGS NATIONAL PARK AR 719016898, B, HOT SPRINGS NATIONAL PARK, AR 71901-6898

Mortgage

Document Number	0039220350
Date	Feb 16, 2018
Book Page	003922/000350

Lender

Name	BEAR ST BK NA
Address	HOT SPRINGS, AR 71913

Agreement

Term	60 Months
Due	Feb 15, 2023

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,879.00 (+17.18%)	$132,430 (-) Land $6,170 Building $126,260
2023	$5,017.00	$132,430 Land $6,170 Building $126,260	$662,150 Land $30,850 Building $631,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Also Mapped Here	KIMZEY REGIONAL WATER DISTRICT
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wireless ETC.

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