905 Sunset Beach Rd, Florence, AL 35633 Property Records

Lauderdale County property record for 905 Sunset Beach Rd, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,927 sqft · built 2001
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jul 2020)
Tax Bill	$1,480 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-02-10-0-001-026-000`

Property Details

APN / Parcel Number

Primary APN	`26-02-10-0-001-026-000`
Alternative APNs	`087691` `54934` `87691`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,927 sqft Living Area
1st Floor Area	1,334 sqft
2nd Floor Area	793 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	53,579 sqft (1.23 acres)
Lot Dimensions	522 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,980 sqft
Parking Spaces	7 Parking Spaces
Bath House	690 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	87691
Street Address	905 SUNSET BEACH RD
City	FLORENCE
State	AL
Zip	35633-0132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	100 X 522 IRR SUNSET BEACH SD LOT 59 1.23 AC/C SEC 10 T3S R13W PB 3 PG 9-11
Legal Range	13W
Legal Township	03S
Legal Section	10
Legal Subdivision	SUNSET BEACH
Legal Lot Number	59
Jurisdiction	LAUDERDALE AL
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2045
Census Tract	11200

Owner

905 Sunset Beach Rd is owned and occupied by an individual who bought it in July 2020.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	905 SUNSET BEACH RD, FLORENCE, AL 35633-0132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Jul 1, 2020	Survivorship Deed, Transfer · Conventional Mortgage BANK INDEPENDENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Deed Document Number	0202031663
Deed Book / Page	2020 / 31663
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	905 SUNSET BEACH RD, FLORENCE, AL 35633-0132
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/31172
Date	Jun 1, 2022
Book Page	2022/31172

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2052

Interest

Rate Type	Fixed Rate

July 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 1, 2020
Property Address	905 SUNSET BEACH RD, FLORENCE, AL 35633-0132
Document Number	2020/31663
Book / Page	2020 / 31663
Map Reference	MB 3 PG 9 & 9-B
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 SKATING RINK RD, 314, RED BANKS, MS 38661-9767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 SUNSET BEACH RD, FLORENCE, AL 35633-0132

Mortgage

Document Number	202031665
Date	Jul 1, 2020
Instrument	2020/31665

Lender

Name	BANK INDEPENDENT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 905 Sunset Beach Rd was $1,480 with a homeowner's exemption, down 5% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,480.00 (-5.01%) Homeowner's exemption	$43,940 (-4.85%)	$439,100 (-4.87%) Land $192,500 Building $246,600
2024	$1,558.00 (-3.11%) Homeowner's exemption	$46,180 (+139.77%) Land $19,260 Building $26,920	$461,580 (-) Land $192,500 Building $269,080
2023	$1,608.00 (+29.05%) Homeowner's exemption	$19,260 (-46.26%) Land $19,260	$461,580 (+28.83%) Land $192,500 Building $269,080
2022	$1,246.00 Homeowner's exemption	$35,840	$358,300 Land $170,600 Building $187,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 Sunset Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1994–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Sunset Beach Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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