905 Sunny Ln, Wharton, TX 77488 Property Records

Wharton County property record for 905 Sunny Ln, Wharton, TX 77488

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,031 sqft · built 1980
Lot Size	0.808 acres (35,192 sqft)
Owner	Individual Name on File
Last Sale	$435,411 (Jul 2026)
Tax Bill	$4,501 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10870-007-001-00`

Property Details

APN / Parcel Number

Primary APN	`10870-007-001-00`
Alternative APNs	`R020062` `20062`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,031 sqft Living Area
Gross Area	4,656 sqft
1st Floor Area	4,031 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Lot Area	35,192 sqft (0.808 acres)
Garage Type	Attached
Garage Area	625 sqft

Exterior Amenities

Pool Area	120 sqft
Porch	Open Porch
Porch Area	27 sqft
Patio Area	1,116 sqft

Location & Zoning

Account Number	1087000700100
Street Address	905 SUNNY LN
City	WHARTON
State	TX
Zip	77488-3358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAYFAIR BLOCK 7 LOT 1,2
Legal Subdivision	MAYFAIR
Legal Block	7
Legal Lot Number	1,2
Jurisdiction	WHARTON TX
Township / Civil Division	WHARTON
Census Block Group	1
Census Block	1010
Census Tract	740400

Owner

905 Sunny Ln is owned and occupied by an individual who bought it in July 2026.

Source: Wharton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	905 SUNNY LN, WHARTON, TX 77488-3358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed, Transfer · Conventional Mortgage A MORTGAGE
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Apr 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Deed Document Number	20263788
Deed Book / Page	1431 / 902
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WHARTON TX
Recording Date	Jul 10, 2026
Property Address	905 SUNNY LN, WHARTON, TX 77488-3358
Document Number	0000003788
Book / Page	1431 / 902
Instrument Date	Jul 8, 2026
Instrument	20263788
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 SUNNY LN, WHARTON, TX 77488-3358

Mortgage

Document Number	0000003789,
Date	Jul 10, 2026
Book Page	1431/905
Instrument	20263789

Lender

Name	A MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	905 SUNNY LN, WHARTON, TX 77488-3358
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001261/914
Date	Apr 18, 2022
Book Page	1261/914
Instrument	2022-00002344

Lender

Name	DISCOVER BANK
Type	Bank
Address	DALLAS, TX 75251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 9, 2037

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	905 SUNNY LN, WHARTON, TX 77488-3358
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 SUNNY LN, WHARTON, TX 77488-3358

Mortgage

Document Number	001305/676
Date	Apr 28, 2023
Book Page	1305/676
Instrument	2023-00002222

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 905 Sunny Ln was $4,501, down 9.9% from the year before.

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wharton County
Municipality	Wharton City
Unified School District	Wharton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,334 (+1.61%) Land $54,196 Building $494,138	$548,334 (+1.61%) Land $54,196 Building $494,138
2025	$4,501.00 (-9.94%) Homeowner's exemption Senior Citizen's exemption	$539,664 Land $54,196 Building $485,468	$539,664 Land $54,196 Building $485,468
2024	$4,998.00
2023		$469,810 Land $54,196 Building $415,614	$469,810 Land $54,196 Building $415,614
2022	$6,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Sunny Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	23 (1994–2019)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 10 claims Tropical Storm Fay, Sep 2002 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Sunny Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHARTON serves 8,756 people · EPA ID TX2410005
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	58 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: AT&T, Nextlink.

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