905 Summit St, Yankton, SD 57078 Property Records

Yankton County property record for 905 Summit St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1964
Lot Size	0.231 acres (10,079 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2018)
Tax Bill	$2,963 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78.890.017.010`

Property Details

APN / Parcel Number

Primary APN	`78.890.017.010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Unfinished Basement	1,144 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,079 sqft (0.231 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	905 SUMMIT ST
City	YANKTON
State	SD
Zip	57078-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S99 N179 LT 1 EXC LT H2 BLK 17 WEST YANKTON
Legal Subdivision	WEST YANKTON
Legal Block	17
Legal Lot Number	1,H2
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	4
Census Block	4020
Census Tract	966302

Owner

Source: Yankton County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 SUMMIT ST, YANKTON, SD 57078-3339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Prior Sale	Nov 1, 2012 · Amount on Record
Deed Book / Page	542 / 480
Prior Transfer Date	Jan 21, 2012
Prior Transfer Doc	508/302
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Nov 2, 2018
Property Address	905 SUMMIT ST, YANKTON, SD 57078-3339
Document Number	542/480
Book / Page	542 / 480
Map Reference	MB G PG 11
Instrument Date	Nov 1, 2018
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2833 LYONS LN, 2833, YANKTON, SD 57078-5158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 SUMMIT ST, YANKTON, SD 57078-3339

Mortgage

Document Number	542481
Date	Nov 2, 2018
Instrument	542/481

Lender

Name	UNITED STATES DEPARTMENT OF AGRICUL
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Nov 1, 2051

Mortgage

Document Number	542/489
Date	Nov 2, 2018
Book Page	542/489

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2023

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,963.00 (+16.01%)	$236,200 (+20.2%) Land $23,000 Building $213,200
2023		$196,500 Land $23,000 Building $173,500
2022	$2,554.00
2021			$158,000 Land $19,200 Building $138,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: South Dakota Wireless Internet.

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