905 Summit St, Findlay, OH 45840 Property Records

Hancock County property record for 905 Summit St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,500 sqft · built 1950
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on File
Last Sale$71,625 (Dec 2012)
Tax Bill$2,021 (2025)
Deeds & MortgagesOct 2023 Transfer
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN1010-241-23-004.001

Property Details

APN / Parcel Number

Primary APN1010-241-23-004.001
Alternative APN
  • 610001019603

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,500 sqft Living Area
1st Floor Area1,320 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions150 ft deep x 55 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area20 sqft
Deck Area128 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address905 SUMMIT ST
CityFINDLAY
StateOH
Zip45840-3055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLIAMSON 1ST ADD LOT 7 PTSTSN
Legal SubdivisionWILLIAMSON 1ST ADD
Legal Lot Number7
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group3
Census Block3017
Census Tract1000

Owner

Source: Hancock County records · APN 1010-241-23-004.001

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address905 SUMMIT ST, FINDLAY, OH 45840-3055
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Transfer on Death Deed, Transfer
Mar 16, 2020Deed of Trust, Mortgage · Line of Credit
THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 03, 2012 · Amount on Record
Deed SaleDec 03, 2012 · Amount on Record
Deed Document Number201212541
Deed Book / Page2431 / 590
Record UpdatedSep 20, 2026

October 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHANCOCK OH
Recording DateOct 13, 2023
Property Address905 SUMMIT ST, FINDLAY, OH 45840-3055
Document Number02606/2781
Book / Page2606 / 2781
Instrument DateOct 06, 2023
Instrument202300006868
Transaction TypeTransfer
Record UpdatedApr 08, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address905 SUMMIT ST, FINDLAY, OH 45840-3055
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2566/2394
DateMar 16, 2020
Book Page2566/2394
Instrument202000002245
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFFTON
TypeBank
AddressFINDLAY, OH 45840
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 28, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,021.00 (+7.67%)$65,910 (+24.92%) Land $8,220 Building $57,690$188,330 (+24.92%) Land $23,490 Building $164,840
2023$1,877.00 Homeowner's exemption$52,760 Land $5,870 Building $46,890
2022$150,760 Land $16,780 Building $133,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Most Recent ClaimApr 1982 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: Amplex Electric, AT&T, Defiance Holdings.

Based on FCC filings for 37 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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