Santa Clara County property record for 905 Summerhill Cir, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,564 sqft · built 1998 |
| Lot Size | 0.075 acres (3,285 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $205,000 (Jul 1998) |
| Tax Bill | $4,062 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 790-55-015 |
| Primary APN | 790-55-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 849 sqft |
| 2nd Floor Area | 715 sqft |
| Family Room | Family Room |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 3,285 sqft (0.075 acres) |
| Garage Area | 406 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 905 SUMMERHILL CIR |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 8940 LOT 15 |
| Legal Subdivision | 8940 SUM MERHILL |
| Legal Tract | 8940 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 512505 |
Source: Santa Clara County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 113 ESFAHAN DR, SAN JOSE, CA 95111-3123 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 1998 · Amount on Record |
| Deed Sale | Jul 31, 1998 · Amount on Record |
| Deed Document Number | 14313467 |
| Deed Book / Page | 790 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 905 SUMMERHILL CIR, GILROY, CA 95020-3208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0023970212 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 23970212 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,062.00 (+2.21%) | $321,829 (+4.04%) Land $119,917 Building $201,912 |
| 2023 | $3,974.00 (+1.69%) | $309,333 Land $115,261 Building $194,072 |
| 2022 | $3,908.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks, Verizon.
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