905 Stokes Dr, Roanoke, VA 24019 Property Records

Roanoke County property record for 905 Stokes Dr, Roanoke, VA 24019

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,232 sqft · built 1998
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Aug 2023)
Tax Bill$2,981 (2026)
Deeds & MortgagesMay 2026 Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN038.08-05-25

Property Details

APN / Parcel Number

Primary APN038.08-05-25
Alternative APNs
  • 000012456
  • 03808 525

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,232 sqft Finished Area
Gross Area2,890 sqft
1st Floor Area1,232 sqft
Basement Area1,232 sqft
Finished Basement800 sqft
Unfinished Basement432 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Deck Area426 sqft
Patio Area426 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number000012456
Street Address905 STOKES DR
CityROANOKE
StateVA
Zip24019-4954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 23 PLANTATION OAKS
Legal SubdivisionPLANTATION OAKS
Legal Lot Number23
JurisdictionROANOKE VA
Township / Civil DivisionHOLLINS
Census Block Group2
Census Block2030
Census Tract30203

Owner

Source: Roanoke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address905 STOKES DR, ROANOKE, VA 24019-4954
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL/OMAHA MORTGAGE LLC
Dec 2, 2021Deed of Trust, Mortgage
MEMBER ONE FCU
Aug 15, 2023Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Sep 7, 2018Deed of Trust, Mortgage · VA Mortgage
CITYWORTH MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Deed Document Number20236140
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Recording DateMay 8, 2026
Property Address905 STOKES DR, ROANOKE, VA 24019-4954
Document Number0000004035
Instrument DateMay 4, 2026
Instrument20264035
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyIDEAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 STOKES DR, ROANOKE, VA 24019-4954
InvestorPossibly a Property Investor

Mortgage

Document Number0000004035,
DateMay 8, 2026
Instrument20264035
Lender
NameMUTUAL/OMAHA MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.88%
Initial TypeFixed Rate
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address905 STOKES DR, ROANOKE, VA 24019-4954
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017324
DateDec 2, 2021
Instrument202117324
Lender
NameMEMBER ONE FCU
TypeCredit Union
AddressROANOKE, VA 24016
Agreement
AmountAmount Recorded
Term180 Months
DueDec 2, 2036

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionROANOKE VA
Recording DateAug 15, 2023
Property Address905 STOKES DR, ROANOKE, VA 24019-4954
Document Number0000006140
Map ReferenceMB 16 PG 100
Instrument DateJul 18, 2023
Instrument202306140
Transaction TypeTransfer
Record UpdatedSep 12, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 STOKES DR, ROANOKE, VA 24019-4954

Mortgage

Document Number0000006141
DateAug 15, 2023
Instrument202306141
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address905 STOKES DR, ROANOKE, VA 24019-4954
Document Number0000008986
Instrument DateSep 7, 2018
Transaction TypeMortgage
Record UpdatedOct 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 STOKES DR ROANOKE VA 240194954, ROANOKE, VA 24019-4954

Mortgage

Document Number0000008986
DateSep 13, 2018
Instrument8986
Lender
NameCITYWORTH MTG
TypeMortgage Company
AddressFAIRFAX, VA 22033
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 12, 2048

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRoanoke County
Unified School DistrictRoanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,981.00 (+8.6%)$289,500 (+8.59%) Land $62,000 Building $227,500$289,500 (+8.59%) Land $62,000 Building $227,500
2025$2,745.00 (+16.31%)$266,600 (+19.71%) Land $56,000 Building $210,600
2024$266,600 (+19.71%) Land $56,000 Building $210,600
2023$2,360.00$222,700 (+10.14%) Land $48,000 Building $174,700$222,700 (+10.14%) Land $48,000 Building $174,700
2022$202,200 Land $44,000 Building $158,200$202,200 Land $44,000 Building $158,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims62 (1978–2026)
Claims Outside the SFHA7 of 62
Most Recent ClaimJan 2026 · other causes
Claims by Event
  • Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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