905 Stevens Rd, Monroe, NC 28110 Property Records

Union County property record for 905 Stevens Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,779 sqft · built 1989
Lot Size	0.726 acres (31,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jan 2026)
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-345-100`

Property Details

APN / Parcel Number

Primary APN	`09-345-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,779 sqft Living Area
Gross Area	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,625 sqft (0.726 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	383 sqft
Patio Area	383 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	905 STEVENS RD
City	MONROE
State	NC
Zip	28110-8920
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#64 GLENEAGLES II OPCC322
Legal Subdivision	GLENEAGLES
Legal Lot Number	64
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2004
Census Tract	20403

Owner

Source: Union County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	603 SUNNYBROOK DR, MONROE, NC 28110-2770
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 14, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Jun 1, 2016 · Amount on Record
Deed Document Number	20261315
Deed Book / Page	9287 / 834
Prior Transfer Date	Jan 31, 2005
Prior Transfer Doc	0003690087
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	905 STEVENS RD, MONROE, NC 28110-8920
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 STEVENS RD, MONROE, NC 28110-8920

Mortgage

Document Number	0008776613
Date	Sep 6, 2023
Book Page	8776/613
Instrument	21731

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	905 STEVENS RD, MONROE, NC 28110-8920
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 STEVENS RD, MONROE, NC 28110-8920

Mortgage

Document Number	0008993647
Date	Oct 14, 2024
Book Page	8993/647
Instrument	24585

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 16, 2026
Property Address	905 STEVENS RD, MONROE, NC 28110-8920
Document Number	0009287834
Book / Page	9287 / 834
Map Reference	CAB C FILE 322
Instrument Date	Jan 16, 2026
Instrument	1315
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 SUNNYBROOK DRIVE, MONROE, NC 28110-2770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 SUNNYBROOK DR, MONROE, NC 28110-2770

Mortgage

Document Number	0000001316
Date	Jan 16, 2026
Instrument	1316

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 5, 2033
Change Frequency	10 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	10-Year TN
Max Rate	11.5%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,260.00 (+23.3%)	$373,000 (+53.81%) Land $67,000 Building $306,000	$373,000 (+53.81%) Land $67,000 Building $306,000
2023	$2,644.00	$242,500 Land $40,200 Building $202,300	$242,500 Land $40,200 Building $202,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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