905 Shafer St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 905 Shafer St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,107 sqft · built 1975
Lot Size	0.254 acres (11,049 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Aug 2006)
Tax Bill	$735 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`099031001013024000`

Property Details

APN / Parcel Number

Primary APN	`099031001013024000`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,107 sqft Living Area
1st Floor Area	1,107 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,049 sqft (0.254 acres)
Lot Dimensions	127 ft deep x 87.4 ft wide

Location & Zoning

Street Address	905 SHAFER ST
City	MOUNT VERNON
State	MO
Zip	65712-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHAFER ST,905; LT 68 OF REPLAT OF LT 1 SUNSET HEIGHTS - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	SUNSET HEIGHTS
Legal Lot Number	1,68
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3001
Census Tract	470202

Owner

905 Shafer St is owned and occupied by two individuals who acquired it in April 2020.

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	905 SHAFER ST, MOUNT VERNON, MO 65712-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 27, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2006 · Amount on File
Deed Sale	Aug 10, 2006 · Amount on File
Prior Sale	Aug 3, 2006 · Amount on File
Deed Document Number	200671
Deed Book / Page	424 / 466
Last Transfer Date	Apr 22, 2020
Transfer Doc	456/1919
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Recording Date	Jul 1, 2026
Property Address	905 SHAFER ST, MOUNT VERNON, MO 65712-1318
Document Number	0000003567
Book / Page	2026 / 3567
Instrument Date	Jun 26, 2026
Instrument	20263567
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 SHAFER ST, MOUNT VERNON, MO 65712-1318

Mortgage

Document Number	0000003567,
Date	Jul 1, 2026
Book Page	2026/3567
Instrument	20263567

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	905 SHAFER ST, MOUNT VERNON, MO 65712-1318
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 SHAFER ST, MOUNT VERNON, MO 65712-1318

Mortgage

Document Number	02025/4408
Date	Sep 9, 2025
Book Page	2025/4408
Instrument	2025004408

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Oct 1, 2037

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	905 SHAFER ST, MOUNT VERNON, MO 65712-1318
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 SHAFER ST, MOUNT VERNON, MO 65712-1318

Mortgage

Document Number	00458/4726
Date	Aug 12, 2022
Book Page	458/4726
Instrument	2022-00004760

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	905 SHAFER ST, MOUNT VERNON, MO 65712-1318
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 SHAFER ST, MOUNT VERNON, MO 65712-1318

Mortgage

Document Number	457/3827
Date	Jun 23, 2021
Book Page	457/3827
Instrument	2021-00003850

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Apr 1, 2036

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 27, 2020
Property Address	905 SHAFER ST, MOUNT VERNON, MO 65712-1318
Document Number	456/1919
Book / Page	456 / 1919
Instrument Date	Apr 22, 2020
Instrument	2020-00001941
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8311 LAWRENCE 2130, 8311, STOTTS CITY, MO 65756-9193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 SHAFER ST, MOUNT VERNON, MO 65712-1318

Tax Assessment & Valuation

The 2025 property tax bill for 905 Shafer St was $735.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,960 (-) Land $1,960 Building $13,000
2025	$735.00	$14,960 Land $1,960 Building $13,000	$71,895
2024	$735.00 (+8.89%)
2023	$675.00 (+6.47%)	$13,660 Land $1,960 Building $11,700	$71,895
2022	$634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 Shafer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Shafer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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