905 SE 10th St, Stuart, FL 34994 Property Records

Martin County property record for 905 SE 10th St, Stuart, FL 34994

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,249 sqft · built 1969
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Jun 2026)
Tax Bill$2,276 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jul 2025 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-38-41-019-000-0063.0-3-0000

Property Details

APN / Parcel Number

Primary APN04-38-41-019-000-0063.0-3-0000
Alternative APNs
  • 04-38-41-019-000-00630-3
  • 438410190000063030000
  • 21844

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,249 sqft Living Area
Gross Area1,345 sqft
1st Floor Area1,249 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,017 sqft (0.207 acres)
PorchEnclosed Concrete/Masonry Porch
Porch Area226 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number21844
Street Address905 SE 10TH ST
CitySTUART
StateFL
Zip34994-5609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSHERWOOD FORREST LOT 63
Legal Range41E
Legal Township38S
Legal Section4
Legal SubdivisionSHERWOOD FORREST
Legal Block1
Legal Lot Number63
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1057
Census Tract800

Owner

905 SE 10th St is owned and occupied by an individual who bought it in June 2026.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address905 SE 10TH ST, STUART, FL 34994-5609
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Jul 1, 2025Warranty Deed, Transfer · Construction Mortgage
RFLF 4 LLC
Jan 20, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2026 · Amount on File
Deed SaleJun 8, 2026 · Amount on File
Prior SaleJul 1, 2025 · Amount on File
Deed Document Number20263189963
Deed Book / Page3571 / 2539
Prior Transfer DateAug 25, 2004
Prior Transfer Doc0022220208
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJun 8, 2026
Property Address905 SE 10TH ST, STUART, FL 34994-5609
Document Number0003189963
Book / Page3571 / 2539
Instrument DateJun 5, 2026
Instrument20263189963
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyFIDELITY NATIONAL TITLE, FLORIDA FIDELITY TITLE & ESCRO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$247,450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 SE 10TH ST, STUART, FL 34994-5609

Mortgage

Document Number0003189964,
DateJun 8, 2026
Book Page3571/2541
Instrument20263189964
Lender
NameAMERICAN FINANCIAL NETWORK INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJul 1, 2025
Property Address905 SE 10TH ST, STUART, FL 34994-5609
Document Number0035071513
Book / Page3507 / 1513
Map ReferenceMB 3 PG 126
Instrument DateJun 25, 2025
Instrument3135617
Transaction TypeTransfer
Record UpdatedJul 24, 2025
Title CompanyTITLE 2 YOU LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address913 SE BAYOU AVE, STUART, FL 34994-3123

Transferred To (Grantee/Buyer)

NameVerified Name
Address7741 N MILITARY TRL STE 1, 1, WEST PALM BEACH, FL 33410-7431

Mortgage

Document Number0035071515
DateJul 1, 2025
Book Page3507/1515
Instrument3135618
Lender
NameRFLF 4 LLC
TypeNon-Lending Institution
AddressCHICAGO, IL 60606
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJul 1, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LUCIE FL
Recording DateJan 20, 2023
Property Address905 SE 10TH ST, STUART, FL 34994-5609
Document Number0049402047
Book / Page4940 / 2047
Map ReferenceMB 3 PG 126
Instrument DateJan 12, 2023
Instrument5145370
Transaction TypeTransfer
Record UpdatedFeb 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address905 SE 10TH ST, STUART, FL 34994-5609

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address905 SE 10TH ST, STUART, FL 34994-5609

Tax Assessment & Valuation

The 2025 property tax bill for 905 SE 10th St was $2,276, down 68.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,276.00 (-68.74%)$74,471$236,930 Land $115,000 Building $121,930
2024$7,281.00 (+223.89%)
2023$2,248.00 (+16.42%)$61,547 (+1%)$229,100 (+22.72%) Land $115,000 Building $114,100
2022$1,931.00$55,952$186,680 Land $120,600 Building $66,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 SE 10th St in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies58 units insured
incl. 15 condo units
Nearby Flood Claims48 (1979–2022)
Claims Outside the SFHA34 of 48
Most Recent ClaimJun 2022 · tidal / storm surge
Claims by Event
  • Hurricane Frances, Sep 2004 · 23 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 SE 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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