905 S Sheldon St, Charlotte, MI 48813 Property Records

Eaton County property record for 905 S Sheldon St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1950
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Oct 2018)
Tax Bill	$2,441 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20007560708000`

Property Details

APN / Parcel Number

Primary APN	`20007560708000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Block
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	154 ft deep x 100 ft wide
Garage Area	440 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	905 S SHELDON ST
City	CHARLOTTE
State	MI
Zip	48813-2194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOTS 8 & 9. BLOCK 7 REVISED PLAT OF PROSPECT PARK ADD. CITY OF CHARLOTTE
Legal Subdivision	PROSPECT PARK ADD
Legal Block	7
Legal Lot Number	8-9
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1013
Census Tract	20902

Owner

Source: Eaton County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	905 S SHELDON ST, CHARLOTTE, MI 48813-2194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 17, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Jul 30, 2008 · Amount on Record
Deed Book / Page	2758 / 338
Last Transfer Date	Dec 4, 2021
Transfer Doc	002974/464
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Dec 13, 2021
Property Address	905 S SHELDON ST, CHARLOTTE, MI 48813-2194
Document Number	002974/464
Book / Page	2974 / 464
Map Reference	LB 2 PG 8
Instrument Date	Dec 4, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MUTUAL TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 S SHELDON ST, 905, CHARLOTTE, MI 48813-2194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 S SHELDON ST, CHARLOTTE, MI 48813-2194

Mortgage

Document Number	0002974465
Date	Dec 13, 2021
Instrument	2974/465

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 17, 2018
Property Address	905 S SHELDON ST, CHARLOTTE, MI 48813-2194
Document Number	02758/0338
Book / Page	2758 / 0338
Map Reference	LB2 PG8
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 S SHELDON ST, 905, CHARLOTTE, MI 48813-2194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 N MAIN ST # B, B, VERMONTVILLE, MI 49096-9437

Mortgage

Document Number	0002758339
Date	Oct 17, 2018
Instrument	2758/339

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 5, 2023

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,300 (+3.93%)	$152,561 (-) Land $37,900 Building $114,661
2025	$2,441.00 (+2.91%) Homeowner's exemption	$76,300 (+20.73%)	$152,561 (+20.7%) Land $37,900 Building $114,661
2024	$2,372.00 (+11.68%)
2023		$63,200	$126,400
2022	$2,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KEPS Technologies Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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