Westmoreland County property record for 905 S Ruby St, Derry, PA 15627 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1900 |
| Square Footage | 624 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $774.00 (2026) |
| Primary APN | 45-42-05-0-039 |
|---|---|
| Alternative APN |
|
| Building Area | 624 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame Construction |
| Lot Area | 43,560 sqft (1 acres) |
| Depth X Width | 270 ft x 150 ft Depth x Width |
| Street Address | 905 S RUBY ST |
|---|---|
| City | DERRY |
| State | PA |
| Zip | 15627-1433 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE & GAR 150 X 270 |
| Legal Subdivision | WEST DERRY |
| Jurisdiction | WESTMORELAND PA |
| Minor Civil Division | DERRY |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 808100 |
Source: Westmoreland County records · APN 45-42-05-0-039
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 S RUBY ST, DERRY, PA 15627-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed of Trust, Mortgage · Line of Credit AMERISERV FINANCIAL BANK |
| Sep 12, 2018 | Deed of Trust, Mortgage · Line of Credit AMERISERV FINANCIAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 27, 2005 |
| Transfer Doc | 0000050973 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Jul 08, 2026 |
| Property Address | 905 S RUBY ST, DERRY, PA 15627-1433 |
| Document Number | 0000018462 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202618462 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 905 S RUBY ST, DERRY, PA 15627-1433 |
| Document Number | 0000018462, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 202618462 |
| Name | AMERISERV FINANCIAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 905 S RUBY ST, DERRY, PA 15627-1433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029172 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 201809120029172 |
| Name | AMERISERV FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | DERRY, PA 15627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Westmoreland County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | Derry Township |
| Unified School District | Derry Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $774.00 (+0.78%) | $6,180 (-) Land $2,260 Building $3,920 | |
| 2025 | $768.00 | $6,180 (-) Land $2,260 Building $3,920 | |
| 2024 | $768.00 | $6,180 Land $2,260 Building $3,920 | |
| 1972 | $6,180 Land $2,260 Building $3,920 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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