Shelby County property record for 905 S Main Ave, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,432 sqft · built 1933 |
| Lot Size | 0.197 acres (8,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,255 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Oct 2023 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-1836455.001 |
| Primary APN | 01-1836455.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,432 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Upper Floors Area | 1,216 sqft |
| Basement Area | 1,216 sqft |
| Unfinished Basement | 1,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Construction Type | Brick |
| Roof Material | Slate |
| Lot Area | 8,600 sqft (0.197 acres) |
| Lot Dimensions | 172 ft deep x 50 ft wide |
| Garage Area | 632 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 905 S MAIN AVE |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-3212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1546 020-18-36-455-001PLAT V19 P34 |
| Legal Lot Number | 1546 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 972000 |
905 S Main Ave is owned and occupied by two individuals.
Source: Shelby County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 905 S MAIN AVE, SIDNEY, OH 45365-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Oct 10, 2023 | Certificate of Transfer, Transfer |
| Jul 15, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 905 S MAIN AVE, SIDNEY, OH 45365-3212 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002177/543 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 2177/543 |
| Instrument | 201900003402 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Oct 10, 2023 |
| Property Address | 905 S MAIN AVE, SIDNEY, OH 45365-3212 |
| Document Number | 02316/5134 |
| Book / Page | 2316 / 5134 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 202304565 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 S MAIN AVE, SIDNEY, OH 45365-3212 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 905 S MAIN AVE, SIDNEY, OH 45365-3212 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2177/543 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 2177/543 |
| Instrument | 201900003402 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 905 S Main Ave was $2,255 with a homeowner's exemption, down 6% from the year before.
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,255.00 (-6.04%) | $69,440 (-) Land $7,170 Building $62,270 | |
| 2024 | $2,400.00 (-4.72%) Homeowner's exemption | $69,440 (-) Land $7,170 Building $62,270 | |
| 2023 | $2,519.00 (+46.97%) | $69,440 (+40.54%) Land $7,170 Building $62,270 | $198,400 Land $20,480 Building $177,920 |
| 2022 | $1,714.00 Homeowner's exemption Senior Citizen's exemption | $49,410 Land $5,320 Building $44,090 | |
| 2020 | $141,170 Land $15,200 Building $125,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 905 S Main Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 21 (1979–2018) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 S Main Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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