905 S Lancaster St, Mount Prospect, IL 60056 Property Records

Cook County property record for 905 S Lancaster St, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,557 sqft · built 1964
Lot Size	0.187 acres (8,125 sqft)
Owner	Individual Name on Record
Tax Bill	$9,298 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-14-109-022`

Property Details

APN / Parcel Number

Primary APN	`08-14-109-022`
Alternative APN	`08-14-109-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,557 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,125 sqft (0.187 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	905 S LANCASTER ST
City	MOUNT PROSPECT
State	IL
Zip	60056-4141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST316 0 FT E426 0 FT SEC14 PART E 2NW4 S14 T41N R11E 3P
Legal Range	11E
Legal Township	41N
Legal Section	14
Legal Subdivision	SCHAVILJE & KNUTH INC 01 AD
Legal Lot Number	32
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	4
Census Block	4014
Census Tract	805001

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 S LANCASTER ST, MOUNT PROSPECT, IL 60056-4141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020
Deed Sale	Nov 3, 2020
Deed Document Number	202019024
Prior Transfer Date	Apr 17, 2018
Prior Transfer Doc	0000019024
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	905 S LANCASTER ST, MOUNT PROSPECT, IL 60056-4141
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 S LANDSTER STREET, MOUNT PROSPECT, IL 60056

Mortgage

Document Number	0028018056
Date	Oct 7, 2025
Instrument	2528018056

Lender

Name	US BANK NA
Type	Bank
Address	DEERFIELD, IL 60015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Nov 3, 2020
Property Address	905 S LANCASTER ST, MOUNT PROSPECT, IL 60056-4141
Document Number	2030819024
Instrument Date	Apr 17, 2020
Instrument	30819024
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	905 S LANCASTER ST MOUNT PROSPECT IL 600564141, MOUNT PROSPECT, IL 60056-4141

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Community Consolidated School District 59 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,000 (+7.69%) Land $9,750 Building $32,250	$420,000 (+7.69%) Land $97,500 Building $322,500
2023	$9,298.00 (+4.46%)
2022	$8,901.00 Homeowner's exemption	$39,000 Land $8,125 Building $30,875	$390,000 Land $81,250 Building $308,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2001–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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