905 S Howerton Ave, Cushing, OK 74023 Property Records

Payne County property record for 905 S Howerton Ave, Cushing, OK 74023 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,208 sqft · built 1951
Lot Size	0.293 acres (12,773 sqft)
Owner	Individual Name on File
Tax Bill	$1,192 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17N05E-03-2-CP050-005-0022`

Property Details

APN / Parcel Number

Primary APN	`17N05E-03-2-CP050-005-0022`
Alternative APNs	`600003744` `3744`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
1st Floor Area	1,815 sqft
2nd Floor Area	393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,773 sqft (0.293 acres)
Lot Dimensions	130 ft deep x 120 ft wide
Garage Type	Built-in
Garage Area	547 sqft

Exterior Amenities

Porch	Slab
Porch Area	137 sqft
Patio Area	188 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3744
Street Address	905 S HOWERTON AVE
City	CUSHING
State	OK
Zip	74023-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK HTS ADD BLK 5 LOTS 22-23
Legal Range	05E
Legal Township	17N
Legal Section	03
Legal Subdivision	PARK HTS ADD
Legal Block	5
Legal Lot Number	22,23
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	3
Census Block	3062
Census Tract	11302

Owner

Source: Payne County records · APN 17N05E-03-2-CP050-005-0022

Assessment roll updated February 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	905 S HOWERTON AVE, CUSHING, OK 74023-4625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 12, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2012
Deed Sale	Apr 04, 2012
Prior Sale	Aug 22, 2006 · Amount on Record
Deed Document Number	20124752
Deed Book / Page	2010 / 923
Prior Transfer Date	Mar 27, 2012
Prior Transfer Doc	0020100923
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	905 S HOWERTON AVE, CUSHING, OK 74023-4625
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027040633
Date	Jun 29, 2022
Book Page	2704/633
Instrument	I-2022-007596

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 01, 2037

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	905 S HOWERTON AVE, CUSHING, OK 74023-4625
Document Number	0024170335
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	905 S HOWERTON AVE CUSHING OK 740234625, CUSHING, OK 74023-4625

Mortgage

Document Number	0024170335
Date	Sep 27, 2017
Book Page	002417/000335
Instrument	11713

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2032

Tax Assessment & Valuation

Source: Payne County records · Assessment roll updated February 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Cushing City
Unified School District	Cushing Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,192.00 (+9.86%)	$12,804 (-) Land $1,305 Building $11,499
2024	$1,085.00 (+5.54%)	$12,804 (+4.99%) Land $1,305 Building $11,499	$133,380 (-0.51%) Land $13,600 Building $119,780
2023	$1,028.00 (+3.84%)	$12,195 (+5%) Land $1,237 Building $10,958	$134,060 (+14.25%) Land $13,600 Building $120,460
2022	$990.00	$11,614 Land $1,346 Building $10,268	$117,340 Land $13,600 Building $103,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Payne County (40119C), updated January 22, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401190113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Oklahoma
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 490 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Clarity Telecom	Fiber	5,000 / 5,000
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Central Rural Electric Cooperative, AtLink Services. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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