Caldwell County property record for 905 S Commerce St, Lockhart, TX 78644
| Property Type | Commercial |
|---|---|
| Details | 2,148 sqft · built 1900 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,840 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300009-048-033-00 |
| Primary APN | 0300009-048-033-00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,148 sqft Total Area |
| 1st Floor Area | 2,148 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Georgian |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Mansard |
| Lot Area | 9,627 sqft (0.221 acres) |
| Lot Dimensions | 109 ft deep x 91 ft wide |
| Patio Area | 211 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 17618 |
|---|---|
| Street Address | 905 S COMMERCE ST |
| City | LOCKHART |
| State | TX |
| Zip | 78644-3427 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | A009 GEORGE, JAMES, ACRES 0.221, **TOLDEDO FINANCE** **TOLDEDO FINANCE** |
| Legal Subdivision | GEORGE, JAMES |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 960300 |
905 S Commerce St, a commercial property, is owned by an individual.
Source: Caldwell County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 28904, AUSTIN, TX 78755-8904 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 905 S Commerce St was $3,840.
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Lockhart City |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,840.00 | $186,070 (+19.89%) Land $57,180 Building $128,890 | $186,070 (+19.89%) Land $57,180 Building $128,890 |
| 2025 | $155,200 Land $52,940 Building $102,260 | $155,200 Land $52,940 Building $102,260 | |
| 2024 | $2,851.00 (+4.05%) | ||
| 2023 | $2,740.00 (-11.38%) | $137,680 Land $50,370 Building $87,310 | $137,680 Land $50,370 Building $87,310 |
| 2022 | $3,092.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 905 S Commerce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 S Commerce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| VTX Communications Fixed Wireless | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Spry Air Fiber Fixed Wireless | 250 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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