905 S Cherokee St, Alta, IA 51002 Property Records

Buena Vista County property record for 905 S Cherokee St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,176 sqft · built 1963
Lot Size	0.24 acres (10,464 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2025)
Tax Bill	$2,150 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-310-008`

Property Details

APN / Parcel Number

Primary APN	`09-26-310-008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Basement Area	1,176 sqft
Finished Basement	525 sqft
Unfinished Basement	1,176 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,464 sqft (0.24 acres)
Lot Dimensions	139 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	176 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	905 S CHEROKEE ST
City	ALTA
State	IA
Zip	51002-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-00 ALTA CORP. CENTERVIEW AUD S/D OUTLOTS 1,2,3 & 4 S75' OF N 225' OF W 139.5'
Legal Subdivision	CENTERVIEW AUD S/D
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2061
Census Tract	960600

Owner

905 S Cherokee St is owned and occupied by an individual who bought it in February 2025.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	901 S CHEROKEE ST, ALTA, IA 51002-1552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Feb 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 16, 2018	Warranty Deed, Transfer QUICKEN LOAN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2025 · Amount on File
Deed Sale	Feb 28, 2025 · Amount on File
Prior Sale	Oct 13, 2023 · Amount on File
Deed Document Number	2025464
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	905 S CHEROKEE ST, ALTA, IA 51002-1552
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232296
Date	Oct 13, 2023
Instrument	232296

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	905 S CHEROKEE ST, ALTA, IA 51002-1552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190295
Date	Feb 6, 2019
Instrument	190295

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Feb 16, 2018
Property Address	905 S CHEROKEE ST, ALTA, IA 51002-1552
Document Number	000000180316
Instrument Date	Feb 7, 2018
Instrument	000000180316
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 S CHEROKEE ST, ALTA, IA 51002-1552

Mortgage

Document Number	000000180317
Date	Feb 16, 2018
Instrument	000000180317

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 905 S Cherokee St was $2,150 with a homeowner's exemption, down 7.1% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,700 (+24.06%) Land $26,800 Building $166,900	$193,700 (+24.06%) Land $26,800 Building $166,900
2025	$2,150.00 (-7.09%) Homeowner's exemption	$156,140 Land $15,300 Building $140,840	$156,140 Land $15,300 Building $140,840
2024	$2,314.00
2023		$156,140 (+27.81%) Land $15,300 Building $140,840	$156,140 Land $15,300 Building $140,840
2022	$1,960.00 Homeowner's exemption	$122,170 Land $15,300 Building $106,870
2021			$122,170 Land $15,300 Building $106,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 S Cherokee St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 S Cherokee St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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