905 S Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 905 S Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 945 sqft · built 1916
Lot Size	0.143 acres (6,231 sqft)
Owner	Individual Name on File
Tax Bill	$1,671 (2024)
Deeds & Mortgages	May 2022 Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-120-24-06`

Property Details

APN / Parcel Number

Primary APN	`27-120-24-06`
Alternative APNs	`27-120-24-06-00-0-00-000` `27120240600000001` `787902`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	945 sqft Living Area
1st Floor Area	792 sqft
Basement Area	528 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,231 sqft (0.143 acres)
Lot Dimensions	145 ft deep x 50 ft wide
View / Lot	Interior
Porch	Covered Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	787902
Street Address	905 S CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVANSTON GOLF LANDS N 1/2 LOT 82
Legal Subdivision	EVANSTON GOLF LANDS
Legal Block	1
Legal Lot Number	82
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1022
Census Tract	11002

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	905 S CEDAR AVE, INDEPENDENCE, MO 64053-1726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 25, 2022	Warranty Deed, Transfer ALLIANCE TITLE
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage LANDMARK NAT'L BK
Dec 3, 2018	Warranty Deed, Construction Loan · Construction Mortgage HOUSING & CMNTY DEV DEPT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2022
Deed Sale	May 25, 2022
Prior Sale	Dec 3, 2018
Deed Document Number	202250096
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	905 S CEDAR AVE, INDEPENDENCE, MO 64053-1726
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	SECURED TITLE OF KANSAS CITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0050551
Date	May 26, 2022
Instrument	2022E0050551

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 25, 2022
Property Address	905 S CEDAR AVE, INDEPENDENCE, MO 64053-1726
Document Number	00E0050096
Instrument Date	May 23, 2022
Instrument	2022E0050096
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 S CEDARAVE, INDEPENDENCE, MO 64053-1726

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	905 S CEDAR AVE, INDEPENDENCE, MO 64053-1726
Document Number	000E106486
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 S CEDAR AVE INDEPENDENCE MO 640531726, INDEPENDENCE, MO 64053-1726

Mortgage

Document Number	000E106486
Date	Nov 10, 2020
Instrument	106486E

Lender

Name	LANDMARK NAT'L BK
Type	Bank
Address	MANHATTAN, KS 66505

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

December 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 3, 2018
Property Address	905 S CEDAR AVE, INDEPENDENCE, MO 64053-1726
Document Number	000E103146
Instrument Date	Nov 28, 2018
Instrument	103146E
Transaction Type	Construction Loan
Record Updated	May 17, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 S CEDAR AVE INDEPENDENCE MO 640531726, INDEPENDENCE, MO 64053-1726

Mortgage

Document Number	E103353
Date	Dec 3, 2018
Instrument	103353E

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	920 MAIN ST # 1400, KANSAS CITY, MO 64105-2189

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	E103352,
Date	Dec 3, 2018
Instrument	103352E

Lender

Name	LANDMARK NAT'L BK
Type	Bank
Address	MANHATTAN, KS 66505

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,328 (-34.6%) Land $2,360 Building $12,968	$80,670 (-34.61%)
2024	$1,671.00 (+2.52%)
2023	$1,630.00	$23,438 Land $2,033 Building $21,405	$123,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA, Wisper ISP.

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