Jefferson County property record for 905 S 3rd St, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,120 sqft · built 1972 |
| Lot Size | 0.166 acres (7,222 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $208,477 (Apr 2024) |
| Tax Bill | $934 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.007.02003021 |
| Primary APN | 193.007.02003021 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 7,222 sqft (0.166 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Porch | Open Frame Porch |
| Porch Area | 48 sqft |
| Patio Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 905 S 3RD ST |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | GOVERO ADD LOT 28 BLOCK 1 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 07 |
| Legal Subdivision | GOVERO ADD |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 700900 |
Source: Jefferson County records, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 905 S 3RD ST, FESTUS, MO 63028-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jan 8, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on Record |
| Deed Sale | Apr 22, 2024 · Amount on Record |
| Prior Sale | Jan 8, 2019 · Amount on Record |
| Deed Document Number | 20249402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 22, 2024 |
| Property Address | 905 S 3RD ST, FESTUS, MO 63028-2010 |
| Document Number | 0000009402 |
| Map Reference | MB 7 PG 39 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024R-009402 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2024 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 491 ENGLAND DR, FESTUS, MO 63028-2623 |
| Name | Verified Name |
|---|---|
| Address | 9058 3RD ST, FESTUS, MO 63028 |
| Document Number | 0000009403 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024R-009403 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 905 S 3RD ST, FESTUS, MO 63028-2010 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 905 S 3RD ST, FESTUS, MO 63028-2010 |
| Document Number | 0000052279 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021R-052279 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 905 S 3RD ST, FESTUS, MO 63028-2010 |
| Document Number | 0000040858 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 905 S 3RD ST FESTUS MO 630282010, FESTUS, MO 63028-2010 |
| Document Number | 0000040858 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 40858 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jan 8, 2019 |
| Property Address | 905 S 3RD ST, FESTUS, MO 63028-2010 |
| Document Number | 0000000858 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 858 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 TRAIL ST FESTUS MO 63028, FESTUS, MO 63028 |
| Document Number | 859 |
|---|---|
| Date | Jan 8, 2019 |
| Instrument | 859 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2049 |
Source: Jefferson County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,800 (+7.88%) Land $1,800 Building $16,000 | $93,600 (-) Land $9,400 Building $84,200 | |
| 2024 | $934.00 (+0.54%) | $93,600 (+7.96%) Land $9,400 Building $84,200 | |
| 2023 | $929.00 | $16,500 Land $1,800 Building $14,700 | $86,700 Land $9,400 Building $77,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–2003) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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