905 S 14th St, El Centro, CA 92243 Property Records

Imperial County property record for 905 S 14th St, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1948
Lot Size	0.164 acres (7,129 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Dec 2013)
Tax Bill	$1,684 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-363-001-000`

Property Details

APN / Parcel Number

Primary APN	`053-363-001-000`
Alternative APNs	`0533630101` `05336301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Wood
Lot Area	7,129 sqft (0.164 acres)
Lot Dimensions	114 ft deep x 62 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	905 S 14TH ST
City	EL CENTRO
State	CA
Zip	92243-3866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 2 WESTERN ACRES SUB F M 1 1
Legal Subdivision	WESTERN ACRES
Legal Block	2
Legal Lot Number	9
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	1
Census Block	1008
Census Tract	11600

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 S 14TH ST, EL CENTRO, CA 92243-3866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2013 · Amount on Record
Deed Sale	Dec 20, 2013 · Amount on Record
Prior Sale	Aug 13, 2012 · Amount on Record
Deed Document Number	201328418
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	905 S 14TH ST, EL CENTRO, CA 92243-3866
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 S 14TH ST, EL CENTRO, CA 92243-3866

Mortgage

Document Number	0000020907
Date	Nov 9, 2020
Instrument	2020020907

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	905 S 14TH ST, EL CENTRO, CA 92243-3866
Document Number	0000023904
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	905 S 14TH ST EL CENTRO CA 922433866, EL CENTRO, CA 92243-3866

Mortgage

Document Number	0000023904
Date	Dec 27, 2018
Instrument	23904

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$153,784 (+6.12%) Land $37,506 Building $116,278
2025	$1,684.00 (+3%)
2023	$1,635.00 (+7.07%) Homeowner's exemption	$144,917 Land $35,344 Building $109,573
2022	$1,527.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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