905 S 10th St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 905 S 10th St, Saint Joseph, MO 64503

Property Summary

Property Type	Other
Details	6,750 sqft · built 1988
Lot Size	0.87 acres (37,897 sqft)
Owner	Company Name on File
Last Sale	$185,000 (May 2023)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	May 2023 Sale & Construction Loan May 2023 Sale
APN	`06-4.0-17-001-004-131.000`

Property Details

APN / Parcel Number

Primary APN	`06-4.0-17-001-004-131.000`

Interior

Building Area	6,750 sqft Base Area
Gross Area	8,220 sqft
1st Floor Area	6,750 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	37,897 sqft (0.87 acres)
Lot Dimensions	140 ft deep x 270 ft wide

Location & Zoning

Street Address	905 S 10TH ST
City	SAINT JOSEPH
State	MO
Zip	64503-2404
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	CITY
Legal Description	SUB:PATEE'S 5TH ADD LOT:1 BLK:36LGL DESC: LOTS 2-3-4-5 & 6
Legal Subdivision	PATEES
Legal Block	36
Legal Lot Number	4
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2032
Census Tract	3002

Owner

905 S 10th St is owned by a company that bought it in May 2023.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	1801 NW PLATTE RD, 200B, RIVERSIDE, MO 64150-7503
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Personal Representative Deed, Construction Loan · Construction Mortgage COMMERCE BANK
May 30, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	May 30, 2023 · Amount on File
Deed Document Number	20233886
Deed Book / Page	3787 / 371
Prior Transfer Date	Apr 10, 2023
Prior Transfer Doc	0000002505
Record Updated	Sep 20, 2026

May 2023: Personal Representative Deed, Construction Loan

Document Type	Personal Representative Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 30, 2023
Property Address	905 S 10TH ST, SAINT JOSEPH, MO 64503-2404
Document Number	003787/371
Book / Page	3787 / 371
Instrument Date	May 30, 2023
Instrument	2023003886
Transaction Type	Construction Loan
Record Updated	Jun 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8036, SAINT JOSEPH, MO 64508-8036

Mortgage

Document Number	2023003887
Date	May 30, 2023
Instrument	2023003887

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 30, 2023
Property Address	905 S 10TH ST, SAINT JOSEPH, MO 64503-2404
Document Number	003787/370
Book / Page	3787 / 370
Instrument Date	May 30, 2023
Instrument	2023003885
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 NW PLATTE RD STE 200B, 200B, RIVERSIDE, MO 64150-7503

Tax Assessment & Valuation

The 2025 property tax bill for 905 S 10th St was $3,095.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,095.00	$37,810 Land $12,800 Building $25,010	$118,170 Land $40,000 Building $78,170
2024	$3,095.00 (+65.07%)
2023	$1,875.00 (-0.58%)	$24,870 (-) Land $6,400 Building $18,470	$77,710 Land $20,000 Building $57,710
2022	$1,886.00	$24,870 Land $6,400 Building $18,470
2021			$77,710 Land $20,000 Building $57,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 905 S 10th St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 S 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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