Hardin County property record for 905 Ryan Rd, Sour Lake, TX 77659
| Property Type | Single Family Home |
|---|---|
| Details | 2,234 sqft · built 2017 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $312,386 (Jan 2022) |
| Tax Bill | $5,550 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 000049-003705 |
| Primary APN | 000049-003705 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,234 sqft Living Area |
| 1st Floor Area | 2,234 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum Siding |
| Construction Type | Brick |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 390 sqft |
| Cooling System | Central |
|---|
| Account Number | 77829 |
|---|---|
| Street Address | 905 RYAN RD |
| City | SOUR LAKE |
| State | TX |
| Zip | 77659-8223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0049 STEPHENSON H ACRES .5 |
| Legal Subdivision | STEPHENSON H |
| Jurisdiction | HARDIN TX |
| Township / Civil Division | SOUR LAKE |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 30200 |
Source: Hardin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 905 RYAN RD, SOUR LAKE, TX 77659-8223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK |
| Jan 6, 2022 | Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Jan 5, 2022 | Vendor's Lien, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on Record |
| Deed Sale | Jan 5, 2022 · Amount on Record |
| Prior Sale | Apr 30, 2018 · Amount on Record |
| Deed Document Number | 2022122236 |
| Prior Transfer Date | Apr 26, 2018 |
| Prior Transfer Doc | 0000084648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 905 RYAN RD, SOUR LAKE, TX 77659-8223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000104800 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2020-104800 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | Jan 6, 2022 |
| Property Address | 905 RYAN RD, SOUR LAKE, TX 77659-8223 |
| Document Number | 0000122272 |
| Map Reference | VOL 3 PG 174A |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022-122272 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1145 TALLOW CIR, SOUR LAKE, TX 77659-3205 |
| Name | Verified Name |
|---|---|
| Address | 905 RYAN RD, SOUR LAKE, TX 77659-8223 |
| Document Number | 0000122273 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 2022-122273 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | Jan 5, 2022 |
| Property Address | 905 RYAN RD, SOUR LAKE, TX 77659-8223 |
| Document Number | 0000122236 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022-122236 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 RYAN RD, SOUR LAKE, TX 77659-8223 |
| Investor | Possibly a Property Investor |
| Document Number | 0000122237 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022-122237 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Hardin County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hardin County |
| Municipality | Sour Lake City |
| Unified School District | Hardin-Jefferson Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,550.00 (-0.98%) | $281,163 (-0.98%) Land $10,740 Building $270,423 | $281,163 (-0.98%) Land $10,740 Building $270,423 |
| 2025 | $5,605.00 (+1.05%) | $283,950 (-) Land $10,740 Building $273,210 | $283,950 (-) Land $10,740 Building $273,210 |
| 2024 | $5,547.00 (-3.24%) | $283,950 (-0.97%) Land $10,740 Building $273,210 | $283,950 (-0.97%) Land $10,740 Building $273,210 |
| 2023 | $5,733.00 | $286,738 Land $10,740 Building $275,998 | $286,738 Land $10,740 Building $275,998 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 59 (1980–2021) |
| Claims Outside the SFHA | 29 of 59 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 54% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SOUR LAKE serves 1,813 people · EPA ID TX1000003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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