905 Rugby Ln, Modesto, CA 95356 Property Records

Stanislaus County property record for 905 Rugby Ln, Modesto, CA 95356

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,967 sqft · built 1978
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Sep 2024)
Tax Bill$5,042 (2026)
Deeds & MortgagesSep 2025 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN052-047-002-000

Property Details

APN / Parcel Number

Primary APN052-047-002-000
Alternative APNs
  • 0524702000
  • 0524702

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,967 sqft Living Area
1st Floor Area1,967 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood
Lot Area7,841 sqft (0.18 acres)
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address905 RUGBY LN
CityMODESTO
StateCA
Zip95356-1838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLK 12450 NORTH HAMPTON PARK NO. 3
Legal SubdivisionNORTH HAMPTON PARK 03
Legal Block12450
Legal Lot Number14
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group2
Census Block2006
Census Tract404

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3832 SEMALLON DR, MODESTO, CA 95356-2203
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Nov 20, 2020Grant Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2024 · Amount on File
Deed SaleSep 18, 2024 · Amount on File
Prior SaleNov 20, 2020 · Amount on File
Deed Document Number202444237
Prior Transfer DateOct 11, 2011
Prior Transfer Doc0000086579
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address905 RUGBY LN, MODESTO, CA 95356-1838
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2041 SPRING VALLEY DR, TURLOCK, CA 95382-9735

Mortgage

Document Number0000046681
DateSep 24, 2025
Instrument2025-0046681
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term349 Months
DueOct 1, 2054

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateNov 20, 2020
Property Address905 RUGBY LN, MODESTO, CA 95356-1838
Document Number0000093849
Map ReferenceVOL 26 PG 3
Instrument DateNov 11, 2020
Instrument2020-0093849
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 RUGBY LN, MODESTO, CA 95356-1838

Mortgage

Document Number0000093850
DateNov 20, 2020
Instrument2020-0093850
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Secondary School DistrictModesto City High School District (09 - 12)
Elementary School DistrictSylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,042.00 (+1.59%)$458,193 (+2%) Land $138,010 Building $320,183
2025$4,963.00 (+3.81%)$449,209 (+4.04%) Land $135,304 Building $313,905
2023$4,781.00 (+4.23%)$431,766 Land $130,050 Building $301,716
2022$4,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
ezWave
Fixed Wireless
1,000 / 200
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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