Clay County property record for 905 River Rd, Celina, TN 38551
| Property Type | Duplex |
|---|---|
| Details | 1 ba · 1,830 sqft · built 1971 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 2017) |
| Tax Bill | $2,090 (2025) |
| Deeds & Mortgages | May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014056K A 00100 |
| Primary APN | 014056K A 00100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| 1st Floor Area | 1,830 sqft |
| Basement Area | 1,830 sqft |
| Finished Basement | 1,830 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 376 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 905 RIVER RD |
|---|---|
| City | CELINA |
| State | TN |
| Zip | 38551-7225 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | DISTRICT: 03 TRACT 1, COUNTY AREA: K01 |
| Legal Subdivision | RIVER VILLAGE |
| Legal Tract | 1 |
| Jurisdiction | CLAY TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 955000 |
905 River Rd, a duplex, is owned and occupied by two individuals who bought it in May 2017.
Source: Clay County records, as of January 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 905 RIVER RD, CELINA, TN 38551-7225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2017 · Amount on File |
| Deed Sale | May 13, 2017 · Amount on File |
| Prior Sale | Jul 21, 2008 · Amount on File |
| Deed Document Number | 2017512 |
| Deed Book / Page | 107 / 567 |
| Transfer Doc | 000091/278 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | May 13, 2017 |
| Property Address | 905 RIVER RD, CELINA, TN 38551-7225 |
| Document Number | 000107/567 |
| Book / Page | 107 / 567 |
| Instrument Date | May 12, 2017 |
| Instrument | 17000512 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 RIVER RD, CELINA, TN 38551-7225 |
| Document Number | 0000144/19 |
|---|---|
| Date | May 13, 2017 |
| Book Page | 144/19 |
| Instrument | 17000513 |
| Name | WILSON BANK & TRUST |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 905 River Rd was $2,090.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,090.00 | $80,400 Land $14,000 Building $66,400 | |
| 2023 | $80,400 Land $14,000 Building $66,400 | ||
| 2022 | $201,000 Land $35,000 Building $166,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 905 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 River Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CELINA WATER SYSTEM serves 6,160 people · EPA ID TN0000099 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
May also be available: T-Mobile.
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