Clay County property record for 905 Raindrop Ln, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,000 sqft · built 2018 |
| Lot Size | 0.158 acres (6,894 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,850 (Jul 2018) |
| Tax Bill | $2,806 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-04-24-005574-000-02 |
| Primary APN | 24-04-24-005574-000-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 2,424 sqft |
| 1st Floor Area | 2,000 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,894 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 905 RAINDROP LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-9057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPC |
| Legal Description | LOT 2 TWO CREEKS AS REC OR 4100 PG 1633 |
| Legal Range | 24E |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | TWO CREEKS |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 30204 |
905 Raindrop Ln is owned and occupied by an individual who bought it in July 2018.
Source: Clay County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Jul 5, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 11, 2017 | Grant Deed, Transfer SHEFFIELD AND BOATRIGHT TITLE SV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2018 · Amount on File |
| Deed Sale | Jul 5, 2018 · Amount on File |
| Prior Sale | Oct 11, 2017 · Amount on File |
| Deed Document Number | 201834735 |
| Deed Book / Page | 4100 / 1633 |
| Prior Transfer Date | May 13, 2016 |
| Prior Transfer Doc | 0038601311 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 905 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 905 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Document Number | 0044400848 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 4440/848 |
| Instrument | 2021021556 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 5, 2018 |
| Property Address | 905 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Document Number | 0041001633 |
| Book / Page | 4100 / 1633 |
| Map Reference | MB52 PGS62-104 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018034735 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | SHEFFIELD & BOARIGHT TITLE S |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 600848, MIDDLEBURG, FL 32068 |
| Name | Verified Name |
|---|---|
| Address | 905 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Document Number | 2018034736 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 2018034736 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 11, 2017 |
| Property Address | 905 RAINDROP LN, MIDDLEBURG, FL 32068-9057 |
| Document Number | 0040191567 |
| Book / Page | 004019 / 001567 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 51660 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2017 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV |
| Amount | Amount on Record |
|---|---|
| Tax | $182.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 600848 JACKSONVILLE FL 322600848, JACKSONVILLE, FL 32260-0848 |
The 2025 property tax bill for 905 Raindrop Ln was $2,806 with a homeowner's exemption, up 4.9% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,806.00 (+4.9%) Homeowner's exemption | $224,149 | $319,917 Land $60,000 Building $259,917 |
| 2024 | $2,675.00 (-36.64%) | ||
| 2023 | $4,222.00 (+8.01%) Homeowner's exemption | $211,488 (+3%) | $320,191 (+11.61%) Land $60,000 Building $260,191 |
| 2022 | $3,909.00 Homeowner's exemption | $205,329 | $286,894 Land $45,000 Building $241,894 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 905 Raindrop Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 Raindrop Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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