905 Prairie Ln, Ossian, IN 46777 Property Records

Wells County property record for 905 Prairie Ln, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,076 sqft · built 2003
Lot Size	0.436 acres (18,992 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Mar 2021)
Tax Bill	$1,648 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-02-15-518-011.000-009`

Property Details

APN / Parcel Number

Primary APN	`90-02-15-518-011.000-009`
Alternative APNs	`00001568964` `0150276810`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	1,500 sqft
Attic	Attic
Attic Area	1,152 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	18,992 sqft (0.436 acres)
Lot Dimensions	173 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001568964
Street Address	905 PRAIRIE LN
City	OSSIAN
State	IN
Zip	46777-9274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOWS SEC 1 LOT 11 (15-B)
Legal Subdivision	COUNTRY MEADOWS SUB SECTION I
Legal Lot Number	11
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4005
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	905 PRAIRIE LN, OSSIAN, IN 46777-9274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Dec 2, 2019	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2021 · Amount on File
Deed Sale	Mar 16, 2021 · Amount on File
Prior Sale	Dec 2, 2019 · Amount on File
Deed Document Number	20211235
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Mar 16, 2021
Property Address	905 PRAIRIE LN, OSSIAN, IN 46777-9274
Document Number	0020211235
Map Reference	PB 4 PG 28
Instrument Date	Mar 16, 2021
Instrument	20211235
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 PRAIRIE LN, OSSIAN, IN 46777-9274

Mortgage

Document Number	0020211236
Date	Mar 16, 2021
Instrument	20211236

Lender

Name	HALLMARK HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Dec 2, 2019
Property Address	905 PRAIRIE LN, OSSIAN, IN 46777-9274
Document Number	0020194243
Instrument Date	Nov 27, 2019
Instrument	20194243
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TRADEMARK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 PRAIRIE LN, OSSIAN, IN 46777-9274

Mortgage

Document Number	0020194244
Date	Dec 2, 2019
Instrument	20194244

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Municipality	Ossian Town
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,648.00 (+11.73%) Homeowner's exemption	$248,200 (+19.61%) Land $48,100 Building $200,100	$248,200 (+19.61%) Land $48,100 Building $200,100
2024	$1,475.00 (+26.28%)
2023		$207,500 (+11.74%) Land $38,600 Building $168,900	$207,500 (+11.74%) Land $38,600 Building $168,900
2022	$1,168.00	$185,700 Land $32,500 Building $153,200	$185,700 Land $32,500 Building $153,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSIAN MUNICIPAL WATER DEPARTMENT serves 3,289 people · EPA ID IN5290002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, TWN Communications.

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