905 Pondside Dr, Wingate, NC 28174 Property Records

Union County property record for 905 Pondside Dr, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,313 sqft · built 1998
Lot Size	0.805 acres (35,066 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Apr 2021)
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-012-021`

Property Details

APN / Parcel Number

Primary APN	`09-012-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,313 sqft Living Area
Gross Area	1,317 sqft
1st Floor Area	1,313 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,066 sqft (0.805 acres)

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	905 PONDSIDE DR
City	WINGATE
State	NC
Zip	28174-9683
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 WING
Legal Description	#8 WINDWARD OAKS SEC1 OPCD503
Legal Subdivision	WINDWARD OAKS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3026
Census Tract	20701

Owner

905 Pondside Dr, a rural home, is owned and occupied by two individuals who bought it in April 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	905 PONDSIDE DR, WINGATE, NC 28174-9683
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Prior Sale	Sep 18, 2006 · Amount on File
Deed Document Number	202118716
Deed Book / Page	8072 / 587
Prior Transfer Date	Dec 17, 2013
Prior Transfer Doc	6172280
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 21, 2021
Property Address	905 PONDSIDE DR, WINGATE, NC 28174-9683
Document Number	0008072587
Book / Page	8072 / 587
Map Reference	CAB D FILE 503
Instrument Date	Apr 13, 2021
Instrument	18716
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CARDINAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3266, WINGATE, NC 28174-3266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 PONDSIDE DR, WINGATE, NC 28174-9683

Mortgage

Document Number	0000018717
Date	Apr 21, 2021
Instrument	18717

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 905 Pondside Dr was $1,458.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,100 (-) Land $56,300 Building $231,800	$288,100 (-) Land $56,300 Building $231,800
2025	$1,458.00	$288,100 Land $56,300 Building $231,800	$288,100 Land $56,300 Building $231,800
2023	$1,262.00	$192,800 Land $37,500 Building $155,300	$192,800 Land $37,500 Building $155,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Pondside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Pondside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20