905 Pine St, Atlantic, IA 50022 Property Records

Cass County property record for 905 Pine St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 910 sqft · built 1942
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Apr 2026)
Tax Bill	$1,486 (2026)
Deeds & Mortgages	Mar 2016 Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`300006452001000`

Property Details

APN / Parcel Number

Primary APN	`300006452001000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	910 sqft
Basement Area	910 sqft
Finished Basement	192 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	53 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	905 PINE ST
City	ATLANTIC
State	IA
Zip	50022-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCDOWELL'S ADD LOT 3 BLK 14
Legal Subdivision	MCDOWELLS ADDITION
Legal Block	14
Legal Lot Number	3
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1082
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 PINE ST, ATLANTIC, IA 50022-2120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2016	Deed of Trust, Mortgage SOUTHWEST IOWA HOUSING TRUST FUND INC
Apr 23, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Apr 23, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Mar 6, 2024	Warranty Deed, Transfer
Sep 14, 2023	Warranty Deed, Transfer
Mar 18, 2016	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST WHITNEY BANK AND TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Mar 6, 2024 · Amount on Record
Deed Book / Page	2026 / 775
Record Updated	Oct 29, 2026

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	905 PINE ST, ATLANTIC, IA 50022-2120
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02016/0448
Date	Mar 16, 2016
Book Page	2016/0448

Lender

Name	SOUTHWEST IOWA HOUSING TRUST FUND INC
Address	ATLANTIC, IA 50022

Agreement

Amount	Amount Recorded

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Apr 23, 2026
Property Address	905 PINE ST, ATLANTIC, IA 50022-2120
Document Number	2026000775
Book / Page	2026 / 775
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23,674.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	905 PINE ST, ATLANTIC, IA 50022-2120

Mortgage

Document Number	2026000776,
Date	Apr 23, 2026
Book Page	2026/776

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Mortgage

Document Number	002026/777,
Date	Apr 23, 2026
Book Page	2026/777

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 1, 2036

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Apr 23, 2026
Property Address	905 PINE ST, ATLANTIC, IA 50022-2120
Document Number	002026/775
Book / Page	2026 / 775
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23,674.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	905 PINE ST, ATLANTIC, IA 50022-2120

Mortgage

Document Number	2026000776,
Date	Apr 23, 2026
Book Page	2026/776

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.87%
Max Rate	-1%

Mortgage

Document Number	2026000777,
Date	Apr 23, 2026
Book Page	2026/777

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Mar 6, 2024
Property Address	905 PINE ST, ATLANTIC, IA 50022-2120
Document Number	002024/347
Book / Page	2024 / 347
Instrument Date	Feb 27, 2024
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount Recorded
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 PINE ST, ATLANTIC, IA 50022-2120

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Sep 14, 2023
Property Address	905 PINE ST, ATLANTIC, IA 50022-2120
Document Number	02023/1439
Book / Page	2023 / 1439
Instrument Date	Sep 13, 2023
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount Recorded
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 STATE HIGHWAY 2, CLARINDA, IA 51632-4599

March 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Mar 18, 2016
Property Address	905 PINE ST, ATLANTIC, IA 50022-2120
Document Number	02016/0446
Book / Page	2016 / 0446
Instrument Date	Mar 16, 2016
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 SUNNYSIDE LN, ATLANTIC, IA 50022-2978

Mortgage

Document Number	02016/0447
Date	Mar 16, 2016
Book Page	2016/0447

Lender

Name	FIRST WHITNEY BANK AND TRUST
Type	Bank
Address	ATLANTIC, IA 50022

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	62 Months
Due	May 16, 2021

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,486.00 Homeowner's exemption	$97,310 (-) Land $8,030 Building $89,280	$97,310 (-) Land $8,030 Building $89,280
2025	$1,486.00 (-13%) Homeowner's exemption	$97,310 (+5.35%) Land $8,030 Building $89,280	$97,310 (+5.35%) Land $8,030 Building $89,280
2024	$1,708.00 (+11.34%)
2023		$92,370 Land $8,030 Building $84,340	$92,370 Land $8,030 Building $84,340
2022	$1,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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