905 Pearlwood Loop, Eagle Lake, FL 33839 Property Records

Polk County property record for 905 Pearlwood Loop, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,203 sqft · built 2025
Lot Size	0.191 acres (8,298 sqft)
Owner	Individual Name on File
Last Sale	$348,000 (Apr 2025)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-13-359370-001390`

Property Details

APN / Parcel Number

Primary APN	`25-29-13-359370-001390`
Alternative APN	`132925359370001390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,203 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	2,203 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	8,298 sqft (0.191 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch

Location & Zoning

Street Address	905 PEARLWOOD LOOP
City	BARTOW
State	FL
Zip	33830-6363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT WINDSOR RESERVE PB 202 PGS 1-3 LOT 139
Legal Subdivision	VILLAGE AT WINDSOR RESERVE
Legal Lot Number	139
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2063
Census Tract	14600

Owner

905 Pearlwood Loop is owned and occupied by an individual who bought it in April 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	905 PEARLWOOD LOOP, BARTOW, FL 33830-6363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · VA Mortgage PHH MORTGAGE SERVICES CORP
Apr 11, 2025	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2025 · Amount on File
Deed Sale	Apr 11, 2025 · Amount on File
Deed Document Number	202584784
Deed Book / Page	13505 / 2138
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	905 PEARLWOOD LOOP, BARTOW, FL 33830-6363
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 PEARLWOOD LOOP, EAGLE LAKE, FL 33839

Mortgage

Document Number	0000071488
Date	Mar 26, 2026
Book Page	13932/716
Instrument	2026071488

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 11, 2025
Property Address	905 PEARLWOOD LOOP, BARTOW, FL 33830-6363
Document Number	0000084784
Book / Page	13505 / 2138
Map Reference	MB 202 PG 1-3
Instrument Date	Mar 27, 2025
Instrument	2025084784
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, APOLLO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4700 MILLENIA BLVD STE 290, 290, ORLANDO, FL 32839-6022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 PEARLWOOD LOOP, BARTOW, FL 33830-6363

Mortgage

Document Number	0135052143
Date	Apr 11, 2025
Instrument	13505/2143

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 905 Pearlwood Loop was $1,067 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,448 (+265.64%)	$262,564 (+386.23%) Land $54,000 Building $208,564
2025	$1,067.00	$54,000 Land $54,000	$54,000 Land $54,000
2024	$1,067.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 905 Pearlwood Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Pearlwood Loop is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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