Lenoir County property record for 905 Paylor Dr, Kinston, NC 28501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 2001 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Jul 2021) |
| Tax Bill | $1,872 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 452612855908 |
| Primary APN | 452612855908 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Finished Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 151 ft deep x 70.2 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Utility Building | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 905 PAYLOR DR |
|---|---|
| City | KINSTON |
| State | NC |
| Zip | 28501-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA6 |
| Legal Description | 905 E PAYLOR DRIVE L49900/15 |
| Legal Subdivision | BRENTWOOD |
| Jurisdiction | LENOIR NC |
| Township / Civil Division | KINSTON |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 10100 |
Source: Lenoir County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 905 PAYLOR DR, KINSTON, NC 28501-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Oct 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 19, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED BANK |
| Jan 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on Record |
| Deed Sale | Jul 19, 2021 · Amount on Record |
| Prior Sale | Nov 9, 2015 · Amount on Record |
| Deed Book / Page | 1923 / 541 |
| Prior Transfer Date | Nov 4, 2015 |
| Prior Transfer Doc | 0017600436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENOIR NC |
| Recording Date | Jun 2, 2026 |
| Property Address | 905 PAYLOR DR, KINSTON, NC 28501-1848 |
| Document Number | 2092000249 |
| Book / Page | 2092 / 249 |
| Instrument Date | Apr 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 905 PAYLOR DR, KINSTON, NC 28501-1848 |
| Document Number | 2092000249, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 2092/249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 1, 2066 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENOIR NC |
| Property Address | 905 PAYLOR DR, KINSTON, NC 28501-1848 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 905 PAYLOR DR, KINSTON, NC 28501-1848 |
| Document Number | 0020050015 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | 2005/15 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENOIR NC |
| Recording Date | Jul 19, 2021 |
| Property Address | 905 PAYLOR DR, KINSTON, NC 28501-1848 |
| Document Number | 0019230541 |
| Book / Page | 1923 / 541 |
| Map Reference | MB 8 PG 68 |
| Instrument Date | Jul 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 PAYLOR DR, KINSTON, NC 28501-1848 |
| Document Number | 1923545 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 1923/545 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENOIR NC |
| Property Address | 905 PAYLOR DR, KINSTON, NC 28501-1848 |
| Document Number | 0018210114 |
| Book / Page | 001821 / 000114 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 905 PAYLOR DR KINSTON NC 285011848, KINSTON, NC 28501-1848 |
| Document Number | 0018210114 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 001821/000114 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2048 |
Source: Lenoir County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lenoir County |
| Municipality | Kinston City |
| Unified School District | Lenoir County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,872.00 (-2.85%) | $137,171 (-) Land $11,737 Building $125,434 | $137,171 (-) Land $11,737 Building $125,434 |
| 2025 | $1,927.00 (+79.93%) | $137,171 (+106.69%) Land $11,737 Building $125,434 | $137,171 (+106.69%) Land $11,737 Building $125,434 |
| 2023 | $1,071.00 | $66,366 Land $10,000 Building $56,366 | $66,366 Land $10,000 Building $56,366 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1999–2016) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KINSTON serves 27,475 people · EPA ID NC0454010 |
|---|---|
| Water Source | Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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