905 Pawnee Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 905 Pawnee Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,552 sqft · built 1971
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on File
Tax Bill	$1,770 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-10-31-109-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-31-109-001.000-018`
Alternative APN	`1610310109001000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,552 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	1,092 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,166 sqft (0.439 acres)
Lot Dimensions	233 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610310109001000
Street Address	905 PAWNEE RD
City	CARMEL
State	IN
Zip	46032-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 31, TOWNSHIP 18, RANGE 4, NEWARK, LOT PT 97
Legal Range	04
Legal Township	18
Legal Section	31
Legal Subdivision	NEWARK VILLAGE
Legal Lot Number	97
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2015
Census Tract	111007

Owner

905 Pawnee Rd is owned and occupied by an individual who acquired it in February 1999.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	905 PAWNEE RD, CARMEL, IN 46032-2652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 1999
Deed Sale	Feb 12, 1999
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	905 PAWNEE RD, CARMEL, IN 46032-2652
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 PAWNEE RD, CARMEL, IN 46032-2652

Mortgage

Document Number	0000034255
Date	Jul 11, 2022
Instrument	2022034255

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,200 (+19.36%) Land $64,500 Building $158,700	$223,200 (+19.36%) Land $64,500 Building $158,700
2024	$1,770.00 (+5.29%)	$187,000 (-) Land $64,500 Building $122,500	$187,000 (-) Land $64,500 Building $122,500
2023	$1,681.00 (-5.61%)	$187,000 (+3.95%) Land $64,500 Building $122,500	$187,000 (+3.95%) Land $64,500 Building $122,500
2022	$1,781.00	$179,900 Land $57,400 Building $122,500	$179,900 Land $57,400 Building $122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Pawnee Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2011–2015)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Pawnee Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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