Sarasota County property record for 905 Osprey St, Venice, FL 34285
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,298 sqft · built 2015 |
| Lot Size | 0.43 acres (18,760 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $285,000 (Jan 2014) |
| Tax Bill | $11,044 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 0175-07-0039 |
| Primary APN | 0175-07-0039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,298 sqft Living Area |
| 1st Floor Area | 2,298 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 18,760 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 836 sqft |
| Pool Area | 483 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 650 sqft |
| Patio Area | 983 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 905 OSPREY ST |
|---|---|
| City | VENICE |
| State | FL |
| Zip | 34285-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF1 |
| Legal Description | BEG AT SW COR OF LOT 5, BLK 16, VENICE REPLAT OF GULF VIEW SEC, TH N 72-42-36 E ALONG S LINE OF SAID LOT 5 A DISTANCE OF 131. |
| Legal Range | 18E |
| Legal Township | 39S |
| Legal Section | 12 |
| Legal Subdivision | VENICE GULF VIEW SEC OF REPLAT OF PORTIO |
| Legal Tract | 848 |
| Legal Block | 16 |
| Legal Lot Number | 5,A |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | VENICE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2304 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the John Nolen Plan of Venice Historic District listed 2010 · 697 contributing resources · NRIS 10000840 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 905 Osprey St bought it in January 2014.
Source: Sarasota County records, as of January 12, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 905 OSPREY ST, VENICE, FL 34285-1326 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 2, 2020 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2014 · Amount on File |
| Deed Sale | Jan 10, 2014 · Amount on File |
| Deed Document Number | 2014003415 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 905 OSPREY ST, VENICE, FL 34285-1326 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | CARDINAL FINANCIAL CO LP |
| Name | Verified Name |
|---|
| Document Number | 0000107239 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 2020107239 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 905 OSPREY ST, VENICE, FL 34285-1326 |
| Document Number | 0000157656 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 905 OSPREY ST VENICE FL 342851326, VENICE, FL 34285-1326 |
| Document Number | 0000157656 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 157656 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 8, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 905 Osprey St was $11,044 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | Venice City |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,044.00 Homeowner's exemption | $779,959 | $1,218,100 Land $611,400 Building $606,700 |
| 2023 | $10,589.00 (-0.95%) Homeowner's exemption | $735,901 (+3%) | $1,271,500 (+8.13%) Land $586,300 Building $685,200 |
| 2022 | $10,691.00 Homeowner's exemption | $714,467 | $1,175,900 Land $587,600 Building $588,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 905 Osprey St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 292 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,463 units insured incl. 1,171 condo units |
| Nearby Flood Claims | 374 (1982–2025) |
| Claims Outside the SFHA | 7 of 374 |
| Most Recent Claim | Apr 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 905 Osprey St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VENICE WATER DEPT serves 31,358 people · EPA ID FL6581901 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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