McCurtain County property record for 905 NW 3rd St, Idabel, OK 74745
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1965 |
| Lot Size | 0.321 acres (13,998 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $432 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20489 |
| Primary APN | 20489 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Gross Area | 776 sqft |
| 1st Floor Area | 776 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,998 sqft (0.321 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 20489 |
|---|---|
| Street Address | 905 NW 3RD ST |
| City | IDABEL |
| State | OK |
| Zip | 74745-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ADD. IDABEL LOTS 7 & 8 BLK 10 B1042/P893 |
| Legal Range | 24E |
| Legal Township | 07S |
| Legal Section | 31 |
| Legal Subdivision | FAIRVIEW |
| Legal Block | 10 |
| Legal Lot Number | 7,8 |
| Jurisdiction | MCCURTAIN OK |
| Township / Civil Division | IDABEL |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 98700 |
905 NW 3rd St is owned and occupied by an individual.
Source: McCurtain County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 NW 3RD ST, IDABEL, OK 74745-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit MCCURTAIN COUNTY NATIONAL BANK |
| Oct 16, 2019 | Deed of Trust, Mortgage · Commercial Mortgage THE IDABEL NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCURTAIN OK |
| Property Address | 905 NW 3RD ST, IDABEL, OK 74745-2700 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 905 NW 3RD ST, IDABEL, OK 74745-2700 |
| Document Number | 001254/784 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 1254/784 |
| Instrument | I-2025-637995 |
| Name | MCCURTAIN COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | IDABEL, OK 74745 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 10, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCURTAIN OK |
| Property Address | 907 NW 3RD ST, IDABEL, OK 74745-2700 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001026/259 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 1026/259 |
| Instrument | 2001-576762 |
| Name | THE IDABEL NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | IDABEL, OK 74745 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 11, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 905 NW 3rd St was $432.
Source: McCurtain County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McCurtain County |
| Municipality | Idabel City |
| Unified School District | Idabel Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,566 (+4.99%) Land $252 Building $4,314 | $41,514 (-5.12%) Land $2,295 Building $39,219 | |
| 2025 | $432.00 | $4,349 Land $240 Building $4,109 | $43,752 Land $6,400 Building $37,352 |
| 2023 | $390.00 | $3,945 Land $220 Building $3,725 | $37,397 Land $2,000 Building $35,397 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 905 NW 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 36 (1993–2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 NW 3rd St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 90% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IDABEL PWA serves 6,952 people · EPA ID OK1010203 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pine Cellular Phones Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
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