905 Nicholson St, Decherd, TN 37324 Property Records

Franklin County property record for 905 Nicholson St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,268 sqft · built 1950
Lot Size	0.416 acres (18,100 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jul 2026)
Tax Bill	$624 (2022)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026056P C 00500`

Property Details

APN / Parcel Number

Primary APN	`026056P C 00500`
Alternative APN	`056P C 00500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,167 sqft
Flooring	Hardwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1986
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,100 sqft (0.416 acres)
Lot Dimensions	181 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	87 sqft
Deck Area	16 sqft
Utility Building	88 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	905 NICHOLSON ST
City	DECHERD
State	TN
Zip	37324-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: D03
Legal Subdivision	CHAMPION S/D
Legal Block	N
Legal Lot Number	19
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1042
Census Tract	960401

Owner

905 Nicholson St is owned and occupied by two individuals who bought it in July 2026.

Source: Franklin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	905 NICHOLSON ST, DECHERD, TN 37324-3748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage FN REALTY SERVICES
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Feb 17, 2022	Warranty Deed, Transfer BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TTL SVCS IN
Oct 12, 2018	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	Jun 15, 2022 · Amount on File
Deed Document Number	20265505
Deed Book / Page	2 / 821
Transfer Doc	0226000641
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 27, 2026
Property Address	905 NICHOLSON ST, DECHERD, TN 37324-3748
Document Number	0000005505
Book / Page	2 / 821
Instrument Date	Jul 24, 2026
Instrument	20265505
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	METROPOLITAN ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,951.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 NICHOLSON ST, DECHERD, TN 37324-3748

Mortgage

Document Number	0000005506,
Date	Jul 27, 2026
Instrument	20265506

Lender

Name	FN REALTY SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 15, 2022
Property Address	905 NICHOLSON ST, DECHERD, TN 37324-3748
Document Number	0022004886
Book / Page	D467 / 394
Map Reference	MB 79 PG 453
Instrument Date	Jun 13, 2022
Instrument	22004886
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	NOT AVAILABLE, SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 NICHOLSON ST, DECHERD, TN 37324-3748

Mortgage

Document Number	0022004887
Date	Jun 15, 2022
Instrument	22004887

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Feb 17, 2022
Property Address	905 NICHOLSON ST, DECHERD, TN 37324-3748
Document Number	0022001416
Book / Page	D0463 / 524
Map Reference	MB 87 PG 21
Instrument Date	Feb 16, 2022
Instrument	22001416
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TTL SVCS IN

Transaction

Amount	Amount on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 NICHOLSON ST, DECHERD, TN 37324-3748

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Oct 12, 2018
Property Address	905 NICHOLSON ST, DECHERD, TN 37324-3748
Document Number	0018006561
Book / Page	D0432 / 069
Map Reference	DD79 PG453
Instrument Date	Oct 12, 2018
Instrument	18006561
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	METROPOLITAN ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 NICHOLSON ST, DECHERD, TN 37324-3748

Mortgage

Document Number	0018006562
Date	Oct 12, 2018
Instrument	18006562

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,125 Land $3,625 Building $21,500
2023		$25,125 Land $3,625 Building $21,500
2022	$624.00		$100,500 Land $14,500 Building $86,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 905 Nicholson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Nicholson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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