905 N Wayne St, Waterloo, IN 46793 Property Records

DeKalb County property record for 905 N Wayne St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	1 ba · 9,055 sqft · built 1955
Lot Size	2.17 acres (94,525 sqft)
Owner	Individual Name on File
Last Sale	$85,139 (Nov 2022)
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-02-34-377-007.000-020`

Property Details

APN / Parcel Number

Primary APN	`17-02-34-377-007.000-020`
Alternative APN	`330234377007`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	9,055 sqft Living Area
Gross Area	9,925 sqft
1st Floor Area	9,055 sqft
Basement Area	870 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Other
Lot Area	94,525 sqft (2.17 acres)
Lot Dimensions	375 ft deep x 252 ft wide

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	330234377007
Street Address	905 N WAYNE ST
City	WATERLOO
State	IN
Zip	46793-9308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN SE1/4 SW1/4 SECTION 34 TWP 35 RANGE 13 ACRES 2.17
Jurisdiction	DE KALB IN
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3053
Census Tract	20100

Owner

Source: DeKalb County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	905 N WAYNE ST, WATERLOO, IN 46793-9308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage THE GARRETT STATE BANK
Sep 28, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	20227115
Prior Transfer Date	Oct 22, 2022
Prior Transfer Doc	0202207115
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Nov 10, 2022
Property Address	905 N WAYNE ST, WATERLOO, IN 46793-9308
Document Number	0202207115
Instrument Date	Oct 22, 2022
Instrument	202207115
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	905 N WAYNE ST, WATERLOO, IN 46793-9308

Mortgage

Document Number	0202207116
Date	Nov 10, 2022
Instrument	202207116

Lender

Name	THE GARRETT STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2032

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Sep 28, 2020
Property Address	905 N WAYNE ST, WATERLOO, IN 46793-9308
Document Number	202006049
Instrument Date	Aug 21, 2020
Instrument	202006049
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 N WAYNE ST, WATERLOO, IN 46793-9308

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Smithfield Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,787.00 (-4.79%)	$186,900 (+4.53%) Land $40,300 Building $146,600	$186,900 (+4.53%) Land $40,300 Building $146,600
2024	$1,877.00 (-8.62%)	$178,800 (+20.97%) Land $38,800 Building $140,000	$178,800 (+20.97%) Land $38,800 Building $140,000
2023	$2,054.00 (-0.82%)	$147,800 (+4.67%) Land $65,500 Building $82,300	$147,800 (+4.67%) Land $65,500 Building $82,300
2022	$2,071.00	$141,200 Land $57,200 Building $84,000	$141,200 Land $57,200 Building $84,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Mercury Fiber, MetaLINK Technologies, Watch TV.

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