905 N Oak St, Normal, IL 61761 Property Records

McLean County property record for 905 N Oak St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,382 sqft · built 1978
Lot Size	0.182 acres (7,948 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,951 (2024)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-22-353-009`

Property Details

APN / Parcel Number

Primary APN	`14-22-353-009`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,382 sqft Living Area
1st Floor Area	1,338 sqft
Basement Area	723 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Material	Asphalt
Lot Area	7,948 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Area	615 sqft
Porch	Open Frame Porch
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	905 N OAK ST
City	NORMAL
State	IL
Zip	61761-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	MORNINGSIDE ADD TO NORMAL LOTS 11 & 12 & S10 LOT 13 BLK 3
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	MORNINGSIDE ADD
Legal Block	3
Legal Lot Number	11,12
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2010
Census Tract	106

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	905 N OAK ST, NORMAL, IL 61761-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	905 N OAK ST, NORMAL, IL 61761-1733
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200006869
Date	Apr 14, 2022
Instrument	2022-00006869

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,112 (+21.89%) Land $12,240 Building $60,872	$219,336 (+21.89%) Land $36,720 Building $182,616
2024	$4,951.00 (+7.16%)
2023	$4,620.00	$59,983 Land $10,042 Building $49,941	$179,949 Land $30,126 Building $149,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company, Pavlov Media.

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