905 N Gray Ave, Sutton, NE 68979 Property Records

Clay County property record for 905 N Gray Ave, Sutton, NE 68979 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,964 sqft · built 1979
Lot Size	0.273 acres (11,900 sqft)
Owner	Individual Name on File
Last Sale	$4,444 (Aug 2022)
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Aug 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3673-00-0-77030-002-8472`

Property Details

APN / Parcel Number

Primary APN	`3673-00-0-77030-002-8472`
Alternative APN	`000847200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,964 sqft
Basement Area	3,928 sqft
Finished Basement	1,964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Tile
Lot Area	11,900 sqft (0.273 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	168 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	905 N GRAY AVE
City	SUTTON
State	NE
Zip	68979-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S19' LOT 3 & ALL 4 & N1/2 5 BLK 2 NORTH ADD SUTTON CITY
Legal Subdivision	NORTH ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3026
Census Tract	962100

Owner

Source: Clay County records · APN 3673-00-0-77030-002-8472

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	905 N GRAY AVE, SUTTON, NE 68979-2517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2022 · Amount on Record
Deed Sale	Aug 01, 2022 · Amount on Record
Deed Document Number	2022854
Deed Book / Page	135 / 269
Last Transfer Date	Feb 10, 2023
Transfer Doc	0000000161
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Aug 01, 2022
Property Address	905 N GRAY AVE, SUTTON, NE 68979-2517
Document Number	000135/269
Book / Page	135 / 269
Instrument Date	Jul 26, 2022
Instrument	2022-00854
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$513.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202200855
Date	Aug 01, 2022
Instrument	2022-00855

Lender

Name	CS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,700 (+8.87%) Land $11,140 Building $275,560	$286,700 (+8.87%) Land $11,140 Building $275,560
2025	$3,819.00 (-5.02%)	$263,350 (+22.17%) Land $5,570 Building $257,780	$263,350 (+22.17%) Land $5,570 Building $257,780
2023	$4,021.00	$215,565 Land $5,570 Building $209,995	$215,565 Land $5,570 Building $209,995

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (31035C), updated July 4, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310359621003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 5 of 5 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.