905 N Franklin St, Red Cloud, NE 68970 Property Records

Webster County property record for 905 N Franklin St, Red Cloud, NE 68970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1962
Lot Size	0.572 acres (24,938 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jul 2026)
Tax Bill	$1,025 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000171800`

Property Details

APN / Parcel Number

Primary APN	`000171800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	24,938 sqft (0.572 acres)
Lot Dimensions	142 ft deep x 175 ft wide
Garage Type	Detached
Garage Area	352 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	169 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Street Address	905 N FRANKLIN ST
City	RED CLOUD
State	NE
Zip	68970-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 6-12 BLOCK 4 FAIRVIEW SUBDIVISION RED CLOUD
Legal Range	11
Legal Township	02
Legal Section	00
Legal Subdivision	FAIRVIEW SUB
Legal Block	4
Legal Lot Number	6-12
Jurisdiction	WEBSTER NE
Township / Civil Division	2
Census Block Group	2
Census Block	2009
Census Tract	965100

Owner

905 N Franklin St is owned and occupied by two individuals who bought it in July 2026.

Source: Webster County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	905 N FRANKLIN ST, RED CLOUD, NE 68970-2009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Nov 12, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 8, 2024	Warranty Deed, Construction Loan · Construction Mortgage SECURITY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	Nov 12, 2025 · Amount on File
Deed Book / Page	2026 / 2020
Prior Transfer Date	Nov 10, 2025
Prior Transfer Doc	02025/2545
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Jul 27, 2026
Property Address	905 N FRANKLIN ST, RED CLOUD, NE 68970-2009
Document Number	2026002020
Book / Page	2026 / 2020
Instrument Date	Jul 24, 2026
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	ADAMS LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,298.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	905 N FRANKLIN ST, RED CLOUD, NE 68970-2009

Mortgage

Document Number	2026002021,
Date	Jul 27, 2026
Book Page	2026/2021

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.52%
Max Rate	-1%

Mortgage

Document Number	2026002036,
Date	Jul 27, 2026
Book Page	2026/2036

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Aug 1, 2036

Interest

Rate	6.52%
Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER NE
Recording Date	Nov 12, 2025
Property Address	905 N FRANKLIN ST, RED CLOUD, NE 68970-2009
Document Number	02025/2545
Book / Page	2025 / 2545
Instrument Date	Nov 10, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Tax	$88.16
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Apr 30, 2025
Property Address	905 N FRANKLIN ST, RED CLOUD, NE 68970-2009
Document Number	002025/976
Book / Page	2025 / 976
Instrument Date	Apr 21, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	SOUTHERN GULF TITLE LLC, SOUTHERN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0002025978
Date	Apr 30, 2025
Instrument	2025/978

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

November 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Nov 8, 2024
Property Address	905 N FRANKLIN ST, RED CLOUD, NE 68970-2009
Document Number	02024/2052
Book / Page	2024 / 2052
Instrument Date	Nov 8, 2024
Transaction Type	Construction Loan
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Tax	$166.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020242046
Date	Nov 8, 2024
Instrument	2024/2046

Lender

Name	SECURITY FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	May 15, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 905 N Franklin St was $1,025, up 4.3% from the year before.

Source: Webster County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Webster County
Municipality	Red Cloud City
Unified School District	Red Cloud Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,320 (+25.69%) Land $4,615 Building $108,705	$113,320 (+25.69%) Land $4,615 Building $108,705
2025	$1,025.00 (+4.27%)	$90,155 (-0.91%) Land $4,615 Building $85,540	$90,155 (-0.91%) Land $4,615 Building $85,540
2024	$983.00	$90,985 (+5.6%) Land $3,840 Building $87,145	$90,985 (+5.6%) Land $3,840 Building $87,145
2023	Homeowner's exemption	$86,160 Land $3,840 Building $82,320	$86,160 Land $3,840 Building $82,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 N Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 N Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED CLOUD serves 991 people · EPA ID NE3118301
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Vyve Broadband Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Viaero Wireless.

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