905 N 10th St, Waco, TX 76707 Property Records

McLennan County property record for 905 N 10th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,338 sqft · built 2021
Lot Size	0.218 acres (9,480 sqft)
Owner	Individual Name on File
Last Sale	$140,592 (Apr 2022)
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-034800-019000-1`

Property Details

APN / Parcel Number

Primary APN	`48-034800-019000-1`
Alternative APNs	`4803480001900010101` `187415`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	1,653 sqft
1st Floor Area	1,338 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	9,480 sqft (0.218 acres)
Lot Dimensions	158 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	905 N 10TH ST
City	WACO
State	TX
Zip	76707-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	REYNOLDS LOT 19 A20 BLOCK 241 ACRES .2176
Legal Subdivision	REYNOLDS
Legal Block	241
Legal Lot Number	19
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1008
Census Tract	1200

Owner

905 N 10th St is owned and occupied by an individual who bought it in April 2022.

Source: McLennan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	905 N 10TH ST, WACO, TX 76707-3607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage HEART OF TEXAS HOUSING FINANCE CORP
Apr 26, 2022	Vendor's Lien, Transfer · Conventional Mortgage EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Prior Sale	Feb 13, 2006
Deed Document Number	202216372
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	905 N 10TH ST, WACO, TX 76707-3607
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023308
Date	Jun 15, 2021
Instrument	2021023308

Lender

Name	HEART OF TEXAS HOUSING FINANCE CORP

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 14, 2022

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 26, 2022
Property Address	905 N 10TH ST, WACO, TX 76707-3607
Document Number	0000016372
Map Reference	VOL 55 PG 105
Instrument Date	Apr 25, 2022
Instrument	2022016372
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1624 COLCORD AVE, 1624, WACO, TX 76707-2246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 N 10TH ST, WACO, TX 76707-3607

Mortgage

Document Number	0000016373
Date	Apr 26, 2022
Instrument	2022016373

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 905 N 10th St was $1,035 with a homeowner's exemption, down 19% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,650 (+1%)	$256,192 (+0.42%) Land $27,871 Building $228,321
2025	$1,035.00 (-19.01%) Homeowner's exemption	$181,500	$255,110 Land $25,220 Building $229,890
2024	$1,278.00
2023		$165,000 Land $25,220 Building $139,780	$165,000 Land $25,220 Building $139,780
2022	$1,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 N 10th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 N 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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