905 Montclair St, Bakersfield, CA 93309 Property Records

Kern County property record for 905 Montclair St, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,877 sqft · built 1970
Lot Size	0.215 acres (9,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,500 (Jul 2018)
Tax Bill	$3,229 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`020-461-12-00-2`

Property Details

APN / Parcel Number

Primary APN	`020-461-12-00-2`
Alternative APNs	`020-461-12-5` `0204611200` `02046112`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,877 sqft Living Area
Gross Area	2,565 sqft
1st Floor Area	1,877 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	9,364 sqft (0.215 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	020461125
Street Address	905 MONTCLAIR ST
City	BAKERSFIELD
State	CA
Zip	93309-1757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 3271 , BLOCK , LOT P 6
Legal Subdivision	TRACT 3271
Legal Tract	3271
Legal Block	4
Legal Lot Number	P
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	4
Census Block	4010
Census Tract	1801

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 MONTCLAIR ST, BAKERSFIELD, CA 93309-1757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage TITLE CONNECTION, TITLE CONNECT
Feb 21, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 15, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 11, 2018	Affidavit of Death, Transfer TICOR TITLE INSURANCE COMPANY
Jul 11, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Jun 9, 2017	Intrafamily Transfer, Transfer · Line of Credit FARMERS INSURANCE GROUP FCU
Jun 9, 2017	Quit Claim Deed, Transfer LSI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Deed Document Number	201886643
Prior Transfer Date	May 22, 2017
Prior Transfer Doc	0000073733
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Jun 3, 2026
Property Address	905 MONTCLAIR ST, BAKERSFIELD, CA 93309-1757
Document Number	0000063043
Instrument Date	Apr 9, 2026
Instrument	202663043
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	905 MONTCLAIR ST, BAKERSFIELD, CA 93309-1757

Mortgage

Document Number	0000063043,
Date	Jun 3, 2026
Instrument	202663043

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	478 Months
Due	Apr 1, 2066

Interest

Rate	6.11%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	905 MONTCLAIR ST, BAKERSFIELD, CA 93309-1757
Transaction Type	Mortgage
Record Updated	Mar 1, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 MONTCLAIR ST, BAKERSFIELD, CA 93309-1757

Mortgage

Document Number	0000019392
Date	Feb 21, 2023
Instrument	223019392

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	905 MONTCLAIR ST, BAKERSFIELD, CA 93309-1757
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 MONTCLAIR ST, BAKERSFIELD, CA 93309-1757

Mortgage

Document Number	0000040030
Date	Mar 15, 2022
Instrument	222040030

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Aug 1, 2048

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	KERN CA
Recording Date	Jul 11, 2018
Property Address	905 MONTCLAIR ST, BAKERSFIELD, CA 93309-1757
Document Number	0000086642
Instrument Date	Jun 21, 2018
Instrument	86642
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 MONTCLAIR ST BAKERSFIELD CA 933091757, BAKERSFIELD, CA 93309-1757

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 11, 2018
Property Address	905 MONTCLAIR ST, BAKERSFIELD, CA 93309-1757
Document Number	0000086643
Instrument Date	Jun 21, 2018
Instrument	86643
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	905 MONTCLAIR ST BAKERSFIELD CA 933091757, BAKERSFIELD, CA 93309-1757

Mortgage

Document Number	86644
Date	Jul 11, 2018
Instrument	86644

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Jun 9, 2017
Property Address	905 MONTCLAIR ST, BAKERSFIELD, CA 93309-1757
Document Number	0000073733
Map Reference	MB18 PG146&147
Instrument Date	May 22, 2017
Instrument	0217073733
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 MONTCLAIR ST, BAKERSFIELD, CA 93309-1757

Mortgage

Document Number	0000073734
Date	Jun 9, 2017
Instrument	0217073734

Lender

Name	FARMERS INSURANCE GROUP FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Jun 9, 2017
Property Address	905 MONTCLAIR ST, BAKERSFIELD, CA 93309-1757
Document Number	0000073735
Instrument Date	May 22, 2017
Instrument	73735
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	LSI

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$219,026 (+2%) Land $56,889 Building $162,137
2025	$3,229.00 (+3.59%)	$214,732 (+4.04%) Land $55,774 Building $158,958
2023	$3,117.00 (+2.26%)	$206,396 Land $53,609 Building $152,787
2022	$3,048.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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