905 Maple Dr, Cloudcroft, NM 88317 Property Records

Otero County property record for 905 Maple Dr, Cloudcroft, NM 88317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,625 sqft · built 1973
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$835 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11N4068091260404`

Property Details

APN / Parcel Number

Primary APN	`11N4068091260404`
Alternative APNs	`R035714` `1100788`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,625 sqft Living Area
Basement Area	625 sqft
Unfinished Basement	625 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Terrain	Mountain
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	152 sqft
Deck Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Municipal

Location & Zoning

Account Number	R035714
Street Address	905 MAPLE DR
City	CLOUDCROFT
State	NM
Zip	88317-1090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: TIMBERLINE ADDITION LOT 22, 23 BLOCK: 1
Legal Subdivision	TIMBERLINE ADDITION
Legal Block	1
Legal Lot Number	22-23
Jurisdiction	OTERO NM
Township / Civil Division	SOUTHEAST OTERO
Census Block Group	3
Census Block	3134
Census Tract	901

Owner

Source: Otero County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 231, CLOUDCROFT, NM 88317-0231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO NM
Property Address	905 MAPLE DR, CLOUDCROFT, NM 88317-1090
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 MAPLE DR, CLOUDCROFT, NM 88317-1090

Mortgage

Document Number	0202401376
Date	Feb 29, 2024
Instrument	202401376

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO NM
Property Address	905 MAPLE DR, CLOUDCROFT, NM 88317-1090
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 231, CLOUDCROFT, NM 88317-0231

Mortgage

Document Number	0202111386
Date	Oct 18, 2021
Instrument	202111386

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Otero County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Otero County
Municipality	Cloudcroft Village
Unified School District	Cloudcroft Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,024 (+2.64%) Land $9,838 Building $42,186	$156,074 (+2.64%) Land $29,516 Building $126,558
2025	$835.00 (+3.34%) Homeowner's exemption	$50,687 (+5.32%) Land $9,838 Building $40,849	$152,062 (+5.32%) Land $29,516 Building $122,546
2023	$808.00 Homeowner's exemption	$48,128 Land $9,838 Building $38,290	$144,386 Land $29,516 Building $114,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Aug 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 96% of New Mexico
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLOUDCROFT WATER SYSTEM serves 2,865 people · EPA ID NM3513519
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2016
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tularosa Communications Fiber	1,000 / 1,000
PVT Networks Cable	1,000 / 50

May also be available: T-Mobile.

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