905 Main St, Columbus, MS 39701 Property Records

Lowndes County property record for 905 Main St, Columbus, MS 39701

Property Summary

Property Type	Commercial Office
Details	3,737 sqft · built 1974
Lot Size	0.487 acres (21,228 sqft)
Owner	Owner Name on Record
Tax Bill	$7,758 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61W100116900`

Property Details

APN / Parcel Number

Primary APN	`61W100116900`
Alternative APNs	`015656` `15656`

Interior

Building Area	3,737 sqft Total Area
1st Floor Area	3,737 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Exterior Material	Steel Panel
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,228 sqft (0.487 acres)
Lot Dimensions	174 ft deep x 122 ft wide
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	015656
Street Address	905 MAIN ST
City	COLUMBUS
State	MS
Zip	39701-4749
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	905 MAIN ST BLOCK 64
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	NORTH OF MAIN
Legal Block	64
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	2
Census Block	2083
Census Tract	902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Columbus Central Commercial Historic District listed 1980 · 145 contributing resources · NRIS 80002284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	811 6TH AVE N, COLUMBUS, MS 39701-4619

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK
Jan 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RENASANT BANK
Jun 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK
Jun 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2011
Deed Sale	Jan 6, 2011
Deed Document Number	0002011115
Deed Book / Page	2011 / 115
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	905 MAIN ST, COLUMBUS, MS 39701-4749
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202524063
Date	Oct 20, 2025
Book Page	2025/24063

Lender

Name	CADENCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 9, 2045

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	905 MAIN ST, COLUMBUS, MS 39701-4749
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222003
Date	Jan 27, 2022
Book Page	2022/2003

Lender

Name	RENASANT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2027

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	905 MAIN ST, COLUMBUS, MS 39701-4749
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202215111
Date	Jun 13, 2022
Book Page	2022/15111

Lender

Name	RENASANT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2027

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	905 MAIN ST, COLUMBUS, MS 39701-4749
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202215099
Date	Jun 13, 2022
Book Page	2022/15099

Lender

Name	RENASANT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2027

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,758.00 (-13.62%)	$47,447 (+26.99%)	$316,310 (+26.99%) Land $63,440 Building $252,870
2024	$8,981.00 (+46.8%)
2023	$6,118.00	$37,362	$249,080 Land $63,440 Building $185,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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