Chesapeake City property record for 905 Lusk St, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,976 sqft · built 1952 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,500 (Nov 2017) |
| Tax Bill | $3,374 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2017 Second Mortgage + 2 more |
| APN | 0133010000500 |
| Primary APN | 0133010000500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Flooring | Combination, Other |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,365 sqft (0.215 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 81 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Lean-To | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 905 LUSK ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-2520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | INDIAN RIVER |
| Legal Subdivision | POWHATAN HEIGHTS, INDIAN RIVER, ELIZABET |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20001 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 905 LUSK ST, CHESAPEAKE, VA 23325-2520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Line of Credit LEAD BANK |
| Nov 20, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Nov 20, 2017 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on Record |
| Deed Sale | Nov 20, 2017 · Amount on Record |
| Deed Document Number | 201732213 |
| Deed Book / Page | 9857 / 887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 17, 2026 |
| Property Address | 905 LUSK ST, CHESAPEAKE, VA 23325-2520 |
| Document Number | 0000018478 |
| Book / Page | 11002 / 1063 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202618478 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 905 LUSK ST, CHESAPEAKE, VA 23325-2520 |
| Document Number | 0000018478, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 11002/1063 |
| Instrument | 202618478 |
| Name | LEAD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 905 LUSK ST, CHESAPEAKE, VA 23325-2520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9857/906 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 9857/906 |
| Instrument | 170032215 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 905 LUSK ST, CHESAPEAKE, VA 23325-2520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10168/713 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 10168/713 |
| Instrument | 200019691 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 20, 2017 |
| Property Address | 905 LUSK ST, CHESAPEAKE, VA 23325-2520 |
| Document Number | 9857/887 |
| Book / Page | 9857 / 887 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 170032213 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 LUSK ST, CHESAPEAKE, VA 23325-2520 |
| Document Number | 170032214 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 170032214 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,374.00 (+34.64%) | $334,100 (+9.9%) Land $125,000 Building $209,100 | $334,100 (+9.9%) Land $125,000 Building $209,100 |
| 2023 | $304,000 (+10.91%) Land $105,000 Building $199,000 | $304,000 (+10.91%) Land $105,000 Building $199,000 | |
| 2022 | $274,100 Land $95,000 Building $179,100 | $274,100 Land $95,000 Building $179,100 | |
| 2019 | $2,506.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 22 (1988–2019) |
| Claims Outside the SFHA | 10 of 22 |
| Most Recent Claim | Aug 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | CITY OF VIRGINIA BEACH |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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