905 Lorelei Dr, Zion, IL 60099 Property Records

Lake County property record for 905 Lorelei Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,004 sqft · built 1988
Lot Size	0.193 acres (8,398 sqft)
Owner	2 Individual Names on File
Last Sale	$144,000 (Aug 2002)
Tax Bill	$6,988 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-07-402-002`

Property Details

APN / Parcel Number

Primary APN	`04-07-402-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	44 sqft
Upper Floors Area	44 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,398 sqft (0.193 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	448 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	905 LORELEI DR
City	ZION
State	IL
Zip	60099-1365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORELEI ACRES PHASE 1 LOT 1 BLOCK D
Legal Subdivision	LORELEI ACRES PHASE 1
Legal Phase	1
Legal Block	D
Legal Lot Number	1
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1008
Census Tract	860106

Owner

905 Lorelei Dr is owned and occupied by two individuals who acquired it in September 2020.

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	905 LORELEI DR, ZION, IL 60099-1365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2002 · Amount on File
Deed Sale	Aug 19, 2002 · Amount on File
Deed Document Number	20024988747
Last Transfer Date	Sep 4, 2020
Transfer Doc	0007699946
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	905 LORELEI DR, ZION, IL 60099-1365
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007865046
Date	Jan 25, 2022
Instrument	7865046

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 31, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Sep 30, 2020
Property Address	905 LORELEI DR, ZION, IL 60099-1365
Document Number	0007699946
Map Reference	DOC 1879860
Instrument Date	Sep 4, 2020
Instrument	7699946
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	905 LORELEI DR, ZION, IL 60099-1365

Mortgage

Document Number	0007699947
Date	Sep 30, 2020
Instrument	7699947

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,934 Land $10,817 Building $63,117	$221,824 Land $32,454 Building $189,370
2024	$6,988.00 (+14.5%)
2023	$6,103.00 (+1.73%)	$59,952 (+13.58%) Land $8,771 Building $51,181	$179,874 (+13.58%) Land $26,316 Building $153,558
2022	$5,999.00	$52,782 Land $7,221 Building $45,561	$158,362 Land $21,665 Building $136,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 Lorelei Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Lorelei Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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