905 Laurel St, Dubuque, IA 52003 Property Records

Dubuque County property record for 905 Laurel St, Dubuque, IA 52003

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,592 sqft · built 1841
Lot Size0.283 acres (12,350 sqft)
OwnerIndividual Name on Record
Last Sale$62,000 (Mar 2003)
Tax Bill$4,100 (2024)
Deeds & MortgagesApr 2018 Line of Credit
Feb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-36-276-013

Property Details

APN / Parcel Number

Primary APN10-36-276-013

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,592 sqft Living Area
1st Floor Area552 sqft
Upper Floors Area1,296 sqft
Basement Area1,296 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1841
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area12,350 sqft (0.283 acres)
Lot Dimensions247 ft deep x 50 ft wide
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area269 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address905 LAUREL ST
CityDUBUQUE
StateIA
Zip52003-7941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionS 1/2 LOT 1-1-1-1-1 OF MINERAL LOT 20
Legal SubdivisionBRYANT
Legal Lot Number1,20 1
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group1
Census Block1015
Census Tract801

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address905 LAUREL ST, DUBUQUE, IA 52003-7941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2018Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU
Feb 13, 2020Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2003 · Amount on Record
Deed SaleMar 18, 2003 · Amount on Record
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address905 LAUREL ST, DUBUQUE, IA 52003-7941
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004292
DateApr 25, 2018
Instrument2018-00004292
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address905 LAUREL ST, DUBUQUE, IA 52003-7941
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001832
DateFeb 13, 2020
Instrument2020-00001832
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 12, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$320,000 (+8.33%) Land $43,100 Building $276,900$320,000 (+8.33%) Land $43,100 Building $276,900
2024$4,100.00 (-0.87%)
2023$295,400 (+18.74%) Land $40,000 Building $255,400$295,400 (+18.74%) Land $40,000 Building $255,400
2022$4,136.00 Homeowner's exemption$248,770 Land $36,900 Building $211,870
2021$248,770 Land $36,900 Building $211,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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