905 Kensington St, Middletown, OH 45044 Property Records

Butler County property record for 905 Kensington St, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,312 sqft · built 1960
Lot Size	0.228 acres (9,910 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2023)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Q6542-045-000-093`

Property Details

APN / Parcel Number

Primary APN	`Q6542-045-000-093`
Alternative APNs	`0008100` `185563` `187126`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	1,342 sqft
1st Floor Area	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,910 sqft (0.228 acres)
Lot Dimensions	133 ft deep x 76 ft wide
Terrain	Above Road/Slope
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	30 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	905 KENSINGTON ST
City	MIDDLETOWN
State	OH
Zip	45044-6021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12788 ENT
Legal Subdivision	MIDDLETOWN
Legal Lot Number	12788
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1003
Census Tract	13400

Owner

905 Kensington St is owned and occupied by an individual who bought it in October 2023.

Source: Butler County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	905 KENSINGTON ST, MIDDLETOWN, OH 45044-6021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Prior Sale	Jul 26, 2005 · Amount on File
Deed Document Number	202332808
Deed Book / Page	10023 / 405
Record Updated	Oct 29, 2026

October 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BUTLER OH
Recording Date	Oct 16, 2023
Property Address	905 KENSINGTON ST, MIDDLETOWN, OH 45044-6021
Document Number	0000032808
Book / Page	10023 / 405
Instrument Date	Oct 3, 2023
Instrument	2023-00032808
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 KENSINGTON ST, MIDDLETOWN, OH 45044-6021

Mortgage

Document Number	0010023408
Date	Oct 16, 2023
Instrument	10023/408

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 905 Kensington St was $2,250.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,250.00	$43,030 Land $7,140 Building $35,890	$122,940 Land $20,410 Building $102,530
2023	$1,738.00 (+23.35%) Homeowner's exemption	$43,030 (+30.35%) Land $7,140 Building $35,890	$122,940 Land $20,410 Building $102,530
2022	$1,409.00 Homeowner's exemption	$33,010 Land $7,140 Building $25,870
2020			$94,330 Land $20,410 Building $73,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 Kensington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 905 Kensington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: altafiber Network Solutions, Verizon.

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